Asked by Ms. Faith Lim
Hi,
Spouse & myself are sg-sg.
We currently own a HDB as joint-owners but are thinking of decoupling (by gift) so that make either one of us can be the sole-owner and free the other to buy pte property wo absd
1.) what is payable and the rate - stamp duty, legal fees...?
2.) need market valuation? it is as a gift...
3.) can we take loan to repay the other cpf + interests?
Spouse & myself are sg-sg.
We currently own a HDB as joint-owners but are thinking of decoupling (by gift) so that make either one of us can be the sole-owner and free the other to buy pte property wo absd
1.) what is payable and the rate - stamp duty, legal fees...?
2.) need market valuation? it is as a gift...
3.) can we take loan to repay the other cpf + interests?
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