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Hi Faith
Yes valuation report will need to be done. Stamp duty is also liable and hdb fees. Is your current house fully paid up?
You may wish to contact me at 91441664  for a discussion and I can also propose a list of projects for your next investment.
Best Regards,
Tricia Tan 91442664  Read More

Hi Faith,

Yes hdb admin fees are liable. To be exact on what is payable, more details are needed. May I know is your hdb fully paid? Has the 5 year MOP been met? The cpf utilized + accrued interest of outgoing owner needs to be returned him/her. It is better if we discuss further on how best to approach this based on your current portfolio and objectives. Thanks and hope to discuss further And value add.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Hi Faith,

For the current HDB, are you servicing it using bank loan or HDB loan? If you are servicing it using a bank loan, HDB will not allow you to decouple.

Legal fees and stamp duties are payable. You will also need to do a valuation.

Please feel free to call me to discuss more!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

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Testimonial for Satisfied Clients (2015)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB) Read More

Hi Faith,

Re: Our Preferred Experienced SG Realtor

Decoupling will be handle by the law firm appointed.

Decoupling made sense only when fulfill the following:
1) Existing flat fully and cash rich for the partner who opt out for the existing HDB ownership.
2) Only 1 partner are eligible for loan, other partner unemployed and will be the owner of the HDB.

Recommendation if both are eligible for loan. Sell the HDB and buy a condo individual. Two condo

1) Trust and interest of conflicts will not occur- Get the rightful proceed from the sale of the HDB.
2) Direct n save legal costs.
3) Make more sense to utilize the bank loan for both condo purchase.
4) Flexible use of CPF to serve housing purchase. No freeze of both CPF in existing HDB.

We are contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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