As per HDB's website, A household's eligibility for housing subsidies and HDB housing loan is assessed based on the core family nucleus, which is formed by the core member(s). Core members refer to the applicants AND occupiers in an HFE letter application who enable the household to qualify for a flat purchase under an eligibility scheme.
Nevertheless, there are many other considerations you should take note of if you are using this scheme to purchase, especially if you and your spouse are still young and intend to buy another home at any point in the future.
I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation to discuss your options if you need any support.
Feel free to reach out via whatsapp or email with my contact details below!
Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585
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