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Hi, viewing could start a month before your hubby turns 3 years PR to be exact. Pls feel free to let me know if you need any breakdown of calculations or any other assistance.

Regards
Aaron
 97308455 
aaronchong2774@yahoo.com.sg Read More

Good afternoon buyer,

at the meantime, I can advise you on the procedure of purchase a resale HDB and email you a flowchart of a typical HDB purchase will be like.

We can start to sort out on your budget and do house hunting probably 4 to 6 weeks before your hubby fulfils 3 years of SPR status.

Do take note that you have to come out with 28% initial outlay (of the purchase) provided you can obtain 80% bank loan if you purchase a resale HDB.

1) 15% CPF or cash downpayment
2) 5% cash downpayment
3) estimated 3% buyer's stamp duty
4) 5% additional buyer's stamp duty as SPR household
5) $3k legal fees
6) valuation fee, resale HDB submission fee, mortgage for stamp duty
7) 1% of purchase price as agent's commission

With your finances on hand, you will be able to afford a 5rm in CCK or Yew Tee.

Hope my explanation is beneficial to your decision making.

How can I get in touch with you so I can assist you further with your property purchase?

Hear from you soon!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com
(W): www.propertyavenue.com.sg Read More

Hi,

Do contact me at 96659926  for us discuss further on your requirements comprehensively to understand the crux of your requirements & expectations, to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly as well as to explore the possible options accordingly at no obligation.

Purchasing a property is likened to an investment in a priced asset and as such, it requires critical and well thought through analysis and rationale before committing.

Purchasing a HDB unit requires a step by step guidance:
(1) Understanding your requirements and expectations ; Location, Preferred Sizing, Comfortable Quantum

(2) Running through the finances comprehensively :
-Financial cash flow calculations
-Utilization of Cash/ CPF
-Progressive Payments & Timeline of Payments

(3) In-Principal loan approval
By my network of bankers at no cost

(4) Following that,
We can kickstart on identifying the ideal unit which is more tailor made for your family's comfortable living.

(5) Negotiation for best possible price. And legality coordination handled by me.

In midst, you will progressively be updated and furnished with these documents :
(1) Price analysis of HDB market in your chosen location
(2) Customized sales and rental report of chosen property v other projects
(3) Projected yield and capital upswing info derived from within vicinity properties

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

About Me-
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More

Evening,

Both of the SPR buyers need to fulfill 3 years holding on the status before they are eligible to purchase resale HDB unit. The estimated cost for 5 room flat around CCK and Yew Tee ranges from $450k to $580k, depending on the actual location and sizing. How much cash is required will depend on the purchase price and how much loan you can get.

Do contact me further for detail discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More