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Hi PG, I'm a single 40 year old female looking to buy my first property but I just started work with a new company and have not been confirmed yet. It's a contract position for 1 year. My question is could I still apply for a resale flat even though I have not confirmed on the job and it's a contract position? Thanks for the answer.
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2 Answers

Mike Lim
Replied
Evening,

HDB would require your latest 3 months payslip and your 12 months CPF contribution, to access your maximum loan quantum.
I have clients who are working as contract staff, and had their HLE approved.

Do feel free to contact me if you require any further assistance.

Mike Lim
 96929209 
ERA Read More
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  • UK
    Replied
    Thanks Mike for your prompt response. One more clarification on the response - you mentioned 12 months of CPF contribution - I have not had a steady job since 2008 and no contribution since then - my question here is will I have to wait for 1 year before I apply for the HLE? Thanks.
Kevin Yeow 饶国威
Replied
Hi UK
If you have the funds, you certainly can buy from open market.

Alternatively, if you are relying on bank loans, perhaps would you like to consider rental till you are certain you will be remaining in Singapore ...

Either options - depends on your personal preferences. Please email KEV7711KF@gmail.com or call me 92357711  for a private consultation.

Best Rgds
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