AskGuru Q&A Community

Dear Buyer,

As long as you and your wife don't own any property under your names, it'd be fine.

Feel free to call me for a non-obligatory discussion at your convenience.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More

Hi

Have assisted SPR/SPR households in the purchase of HDB resale. Similar story on ownership of overseas properties.

You may call 9620 0827  for a non obligatory chat or email to gavin.ng@orangetee.com

Regards

Gavin Read More

Hi,

As long as you remove your ownership from the overseas property, it is considered disposed as you would have sold/transferred your stake away. You can purchase resale hdb and do the transfer later as you have a 6 month period to do so. Thanks and hope to assist further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
Facebook Page: www.facebook.com/ASAProp
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More

Evening,

In the context of property ownership, as long as neither you nor your spouse name are under any residential properties, it would be sufficient for you to proceed with the purchase of resale HDB unit. As for the mortgage loan, the TDSR are computed based on your debt within SG.

Do contact me further should you require my services.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Good afternoon buyer,

Yes transfer of ownership to your family or relatives will be considered as disposal.

You can choose to proceed with the purchase first before disposal of overseas property within 6 months from completion.

I had assisted a number of SPR buyers in the same situation as you in their property purchase last year.

If you need further assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT Tan
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W): www.yttan.com Read More

Hi Sir,

You may transfer the overseas property to your relatives. This will be considered as a disposal. You may not have to do it now, but can do it within 6 months from the completion of the purchase.

Your overseas loan will not affect your loan unless it is from a local bank. Please feel free to contact me at 9644 4854  so that we can discuss further!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nicktan@propertyavenue.com.sg
(W) www.nick-tan.com / www.propertyavenue.com.sg

Testimonial from Satisfied Clients (2015)

“Nick from Property Avenue has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations.

We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House)

“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefitted a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer of HDB)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer of HDB)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”

Mr and Mrs Chan (Sold and Bought through Nick) Read More