Hi,
1) Legally, you may use your CPF to buy over the ownership from your siblings without doubts. It only depends on whether they willing to let go of their shares.
2) Is there a special reason to remain to stay in this particular unit that you brought up this question?
3) Buying an HDB flat yourself would be better if there are no special reasons. You may decide how you want the flat to be and no worry of any complication where the seller does not want to sell.
You have the free will to look for another if the seller backs out from the deal.
4) You will still inherit your parents' flat whether or not you own one yourself.
5) If your brother does not want to sell, they will have to pay your share which is enforce by HDB. Since you are not allowed to have ownership of 2 HDB flats. So you don't have to worry about complications at a later stage.
Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer
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