AskGuru Q&A Community

Hi Yen,

As a real estate consultant, my advise to clients is always only to commit to something you are comfortable with financially. I always believe you wouldn't want to slog tirelessly just for the sake of a bigger unit, and in the end neglecting quality time with your family.

Do an assessment if you have not, with a qualified financial professional to understand your financial positioning before moving on to the next step. Moving to a 5rm flat is also upgrading, moving to private condo is also upgrading. Most importantly, it must suit your lifestyle.

Suppose you require any further assistance, I am a phonecall away.

Regards,
Geryl LIM
Real Estate Consultant
CEA Reg R014783H
Mobile: +65-81577565 
Email: lim.geryl@yahoo.com.sg Read More

Hi Yen,

Congrats that you are debt-free for your 4rm flat ^.^

It is personal preference in choosing EA or EM
EM - one may find that it has more privacy because of the 2-storey layout.
EA – one may find that it is more practical as he can avoid climbing the stairs, especially if there is elderly at home.

Is it better to upgrade to a private property (assuming Condos)?
If you enjoy condo’s overall environment and facilities like swimming pools, gyms, tennis courts, etc, then it is better to upgrade. However, it’s at a cost – Management fees and financial burden from your mortgage loan ^.^ Also, there are other factors like personal risk level and investment potential that you may want to look into.

Do contact me if you are comfortable using me as your property agent, guiding you in your home purchase.

Best Regards,
Mike Heng
DTZ
Email: mike_hengtk@hotmail.com
Mobile: 9274 1350  Read More

Hi,
You will need to engage a experienced agent who can sit down and explain and calculate all fianancials in relation to your upgrading.
If I can have a talk with you, you may text/watsapp/call me for more information.
Best regards,
Tricia Tan
ERA- 92700867  Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7

Welcome owner/Landlord to list through us

Questions ..
SIBOR / SOR – FLOAT RATE LOAN
Mortgage Calculations
Repayment Calculations
Difference Between HDB n Bank Loans
Home or renovation Loans
Property Tax
hdb resale checklist
Getting a BTO Flat
Getting a licensed contractor hdb
Tenancy Agreement For renting or rent out a house
home insurance coverage - HDB Fire Insurance
What is OTP ?

Shalom

Regards

Koh Z H
hp- 8 2 7 9 8 3 2 7
Cea Reg - License Number - R 0 5 7 8 1 0 C
Orangetee - L 3 0 0 9 2 5 0 K
AAG

All welcome Read More