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Hi! My partner and I are getting married and we (like most couples) are struggling to navigate around HDB and its schemes and whatnots.

To preface, my partner and I are currently engaged and are looking to get married in the next few months. We have decided we'd like to take a step forward by applying for HFE, and thereafter, balloting for a SBF. However, we are facing difficulties with applying for a HFE as my partner is an essential occupier of the house he is sharing with his (divorced) parent and older sibling.

Ultimately, the sensible thing to do would be to write in to HDB to request for his name to be pulled out so that we can both co-own a property and transfer the ownership of the essential occupier to his sibling, but HDB responded that he can only attempt to appeal again upon our marriage.

I'd like to ask if anyone can provide any enlightenment as to why he is facing difficulties pulling his name out as an essential occupier, and why we are only able to appeal after getting married?

Thanks a million!
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3 Answers

Hi, the rationale for this is due to the fact that he is being listed as an essential occupier, meaning that his name is needed in order for his parent to get the HDB in the first place, and without his name in the HDB, there was a chance that they couldn't have gotten the unit. HDB does look at cases at a case by case basis, so when he is married, and is needed to buy a new house, the circumstances are more likely to be approved for his name to be pulled out and yet allowing the parent to retain the flat.

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IF he is an essential occupier, it means that his name has to be in that flat. It is quite likely that his parent is unable to own the flat without your partner. They may check if the sibling's name can be added into the flat, and also if the flat has already met MOP.

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