AskGuru Q&A Community

Hi

You may text 9620 0827  for a casual chat.

Regards.

Gavin Read More

Dear Sir/Madam,

Hi, I am Brendan!

Yes possible and depending on finances.

I can help you to check it out before making any decisions. Pls contact me at 9754 5207  .
Or Whatsapp me by clicking this link: wa.me/6597545207 which will direct you to open Whatsapp on your mobile phone.

Thank you!
Brendan Bay,
Contact: (+65) 97545207 
Whatsapp: wa.me/6597545207
Email: bay.binhao@gmail.com
FB: facebook.com/BrendanBay.ERA/
Web: brendanbay.com/

ERA STAR Achiever April 2022
ERA Top 44th Achiever April 2022 (ILD)

100% Committed to Serve your Property Needs!

- Jay & Sonia, Residential Home Buyers -

Brendan is very responsive, efficient, and patient. He is able to understand our many needs and requirements for our next home. He translates that by filtering out properties not within our requirements and recommended only units suitable for us. We had benefited from his detailed financial analysis for us and sound recommendations.

- Max & Janice, Residential Home Sellers -

We were introduced to Brendan by our best friend, whom Brendan helped on the sale of their property. Brendan is very approachable and conducts himself professionally. With his unique marketing strategies and strong negotiation skills, we managed to sell off our property at a price beyond our expectations. Read More

Hi,

Thanks for your query. I can advise you appropriately once ive understood the finances at play and objectives. Financial calculations and timeline planning is paramount.
Do contact me for a detailed discussion. This would allow me to better explain all the concerns and run you through key frameworks. At the same time, I would be most glad to offer some market insights and share transaction caveats for your understanding.

Do visit my website for my recent accolades, awards and testimonials @ http://www.kumarrai.myweb.sg

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7/8/9/2020/2021

ERA Top Achievers 2013-2021
ERA Multi-Million Dollar Club Award ‘2020-2021
2014-2020 ERA Asia-Pacific Business Read More

Hi Teresa,

How long have they been a PR? Technically it is possible to do so as long as they have the capacity to undertake the loan required based on their age as well as finances. We can speak to a banker first to work out the sums before looking into what are the available options.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
Associate Group Director
Salesperson Registration No. R014783H
Email: geryl.lim@orangetee.com / geryl7772@gmail.com
OrangeTee & Tie Pte Ltd 430 Lorong 6 Toa Payoh #01-01 OrangeTee Building Singapore 319402
Estate Agent Licence No. L3009250K
[main] +65 6471 8888  [mob] +65 81577565  [LDA] +65 92787772 
www.geryllim.com

My self introductory video on https://www.youtube.com/watch?v=S_2NydENfx0

-----

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

Tenants can visit http://bit.ly/SGExpatRental (Official Rental Requirements - Singapore Expatriates) to indicate your rental requirements.

Visit and Like my facebook page at https://www.facebook.com/GerylLimSince2009/ - Aspiring To Be The Best Real Estate Agent In Singapore

Pick up knowledge, skills and Real Estate concepts at https://www.facebook.com/RealEstateXcellence/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

-----
Landed Dynamic Alliance
Home of *7772 Hotline
Check out our latest Landed Dynamic Alliance 7772 mobile application on iOS or Android @ http://l.ead.me/7772 Read More

Hi Teresa,

1) Both of your parents must have held this PR status for a minimum of 3 yrs before being eligible to buy an HDB flat.
2) The next important thing is their financial status to consider whether they can afford an HDB flat now.
3) Since they are already 58 yrs old, the loan amount will be reduced compared to those below 50 yrs old. We can only work out the amount with the MSR calculation with their monthly income. And their loan tenure is limited to 7/8 yrs (till 65 yrs old) or lower LTV if stretched longer. This will have to check with the individual banks for detail.
4) They can only take up a bank loan since both of them are PR. This implied that they will have to fork out 5% cash, 20% with cash, and/or CPF. Their maximum Loan-To-Value (LTV) is only 75%.
5) If they are buying a 2-rm flat which ranges from $260k to $700k dependent on location. They will have to prepare the following, assuming they are able to get from the bank the 75% LTV.
This is the sum for a $260k HDB flat:
(a) $13k Cash
(b) $52k cash and/or CPF
(c) Stamp duty of $3,400
(d) Legal fees of ~$2,000
The (c) & (d) can be paid using CPF if there is sufficient funds in their OA.

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answer your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

Note:
Any response to our answer does not reach us.
The best way to get a follow-up is to Whatsapp or email us directly. Read More