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Good day to you.

While a Joint Tenancy achieves the 'Right of Survivorship' you seek, the most cost-effective, legally sound, and simplest way to ensure you inherit the flat is for your father to execute a proper Will naming you as the beneficiary.

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Hi! There are some eligibility criteria you would need to fulfill to hold the flat. The legal fees would be minimal but you would incur very significant stamp duties as a result of the transfer.

If the purpose is for inheritance, a will could be a more straightforward and cheaper way you may wish to consider.

Feel free to reach out and I can share more about the considerations!

Kay Cloud
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Propnex Realty Pte Ltd
cloud@propnex.com
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Whatsapp -> https://wa.me/6585674585 Read More

✔1 A joint tenancy provides the right of survivorship, meaning ownership automatically passes to the surviving co-owner.

✔2 However, the most straightforward and cost-efficient option is for your father to **make a valid Will** clearly naming you as the beneficiary of the flat.

✔3 This legal arrangement ensures your inheritance is properly documented and avoids complications later.

★ “Simplicity is the ultimate sophistication.” – Leonardo da Vinci ★
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Hi

This involves the Transfer of Ownership process, and you can call up the HDB Branch managing your hdb flat to find out more. If HDB is able to approve this transfer, there will be some legal fees involved as they help you to facilitate the process. A fresh new 5 year MOP may be required since you are added as a new co-owner.

Setting up a valid Will is also another way, but the fees may be higher. You can consult both HDB branch and a private law firm respectively on which arrangement benefits your best.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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