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Hi! There are some eligibility criteria you would need to fulfill to hold the flat. The legal fees would be minimal but you would incur very significant stamp duties as a result of the transfer.

If the purpose is for inheritance, a will could be a more straightforward and cheaper way you may wish to consider.

Feel free to reach out and I can share more about the considerations!

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Good day to you.

For adding co-owners to the existing unit, the fee payable will include:
a) Admin Fee
b) Conveyance fee
c) Valuation
d) BSD, based on the manner of holding,
as reflected on the link provided -

https://www.hdb.gov.sg/cs/infoweb/residential/living-in-an-hdb-flat/changing-owners-occupiers/change-in-ownership/change-in-flat-ownership/guide-on-transfer

Navigating a property transaction can be complex, especially with major life events. As a seasoned property consultant with 15 years of experience, I provide informed guidance on complex property matters.

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Hi,

1) It will not any problem if you meet the eligibility conditions laid by the HDB.
2) There are 2 types of HDB shares transfer:
(a) By part-share selling (w/profit)
(b) By transferring to immediate family except to spouse. (w/o profit)

3) 2(a) is by selling the share of the flat under the current market value.
4) 2(b) is by transferring to only immediate family at cost, which is the receive party has to pay funds utilized for the flat with accrued interest.

5) There are certain fixed costs involved in both methods:
(a) Legal fees (both parties) in cash. You can use HDB or private legal service. HDB legal service is cheaper. Each party will incurred a few hundred dollars. The amount shall depends on the market value of the shares.
If using private legal, selling party will incurred $1.2k at least, buying party will incurred more than $2.2k.
(b) Buyer stamp duty. The buyer stamp duty is needed to pay to IRAS based on the market value of the transferred share. A few thousands in cash or CPF will be needed.
Assume the share value is $300k, the buyer stamp duty will be 4.2k.

6) If you are the sole beneficiary after your dad passed on. You will only incurred ~$2.5k for a lawyer to assist to generate a Grant of letter or Probate; letter of administrator if no will, Letter of executor if there is a will from the court.
7) There is no legal fees other than (6), and no buyer stamp duty.
8) Finally, you will have to approach HDB branch office to complete the transfer after received the Grant of Letter/Probate.

All The Best!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://www.linkedin.com/in/ckling/
https://agents.huttonsgroup.com/R056727F/

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The transfer of flat ownership at HDB—often done through an inclusion of owner or change of ownership—usually takes about 8 to 10 weeks once all documents are submitted and eligibility is confirmed.

If there’s no outstanding loan, that simplifies things. You’ll mainly pay:
• Administrative and legal fees to HDB (roughly a few hundred dollars)
• Stamp duty, depending on the share of ownership transferred and valuation
• Optional lawyer’s fees if you use a private solicitor instead of HDB’s legal team

Most of these fees can’t be paid using CPF, so yes, expect to pay in cash. Read More

Hi, appreciate your sharing. Best to make an appointment with HDB branch or law firm for advise.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

If you fulfill all eligibility criteria to be a joint owner, it should not be an issue. Speak to HDB directly to find out the processes involved on this transfer. Read More

Hi Sir/Mdm,

The ownership change can be done at the HDB branch office. You may call 1800 225 5432 to make an appointment with them. There is some legal cost to be paid for the change in ownership.

Please feel free to contact me if you need further help and assistance.

Regards,
Nick Tan
(M) +65 96 44 48 54
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
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Judy Rong (Seller) Dec Read More

✔1 The **transfer or inclusion of ownership** for an HDB flat usually takes about **8 to 10 weeks** once all documents are submitted and eligibility is confirmed.

✔2 If there’s **no outstanding housing loan**, the process becomes much simpler and faster to complete.

✔3 Expect to pay **administrative and legal fees** (a few hundred dollars), **stamp duty** based on the share transferred and flat valuation, and **optional legal fees** if you engage your own lawyer instead of using HDB’s legal services.

✔4 These fees are generally **not payable via CPF**, so be prepared to make payment in cash.

✔5 If you meet the **eligibility conditions** to be added as a joint owner, HDB should have no issue approving the request.

✔6 You can **arrange the change directly** at your **HDB Branch Office** by calling **1800 225 5432** to schedule an appointment for the ownership transfer.

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