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Good morning Rambabu,

Do take note that you have to form a family nucleus with a Singaporean or SPR before you are eligible to purchase a HDB.

If your partner is a SPR too, both of you have fulfill SPR status of 3 years respectively.

For purchase of HDB as SPRs, you can only obtain bank loan. If you can obtain 80% bank loan, the initial outlay will be around 28% of purchase price.

1) 5% cash downpayment
2)15% CPF downpayment
3) estimated 3% buyer's stamp duty
4) 5% additional buyer's stamp duty as SPR
5) $3k legal fees
6) agent's commission (1% of purchase price plus GST)
7) misc fees like valuation fee, resale HDB submission, stamp duty for mortgage etc

Thus you need to fork out around $182k CPF/ cash for a purchase a $650k resale HDB.

Probably you can start 1 month before you fulfill your SPR status of 3 years since you can't sign any OTP yet.

If you need any assistance in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com Read More

Hi there,

Please feel free to contact me at 96659926  for a non obligatory discussion for me to better understand your requirements and specifications to be in a better position to advise you on all your questions in the most detailed and thorough manner. I have helped many of my clients realize good deals and I am confident I will be able to assist you similarly.

Based on your requirements and preferences, I will succinctly shortlist and come up with a customized list of units to view.

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D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com
www.singapore-newproperties.com.
dkumar@era.com.sg

About Me-

ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group-
2014 December ERA Top Achievers
2014 3rd Quarter ERA Top Achievers
2014 August ERA Top Achievers
2014 September ERA Top Achievers Read More

Hi Rambabu,

Feel free to give me a call for further information regarding your purchase.

[Financing]
I will help you to do a financial planning for your purchase. Next, i will help to get a banker to do a IPA for your loan eligibility.

[Viewing]
Next to short and view units based on your requirements and help to negotiate the best possible pricing for your purchase.

[HDB transaction]
I will help you with valuation request, arranging with the bank for letter of offer (LO), and arranging a lawyer for conveyancing. I will go thru with you the HDB resale procedures till you get the keys to your unit.

Feel free to contact me with your purchase!

Best Regards,
Michael Nge (DWG)
Mobile: 9099 2260 
Website : http://www.findproperty4u.com Read More

Dear Mr.Rambabu.
If You and your spouse are SPR , both of you should fulfill 3 years.
Based on your income you can get 80% (Max)bank loan,
You need to get ready followings:
1) 5% cash downpayment
2)15% CPF downpayment
3) estimated 3% buyer's stamp duty (3% -$5400)
4) 5% additional buyer's stamp duty as SPR
5) $3k legal fees (approx)
6) agent's commission (1% of purchase price + GST)
7) other mics like vauation report and HDB reg fees around $300

Overall you need around 28% of purchase price.

For more information please free to contact me.
Thanks
bala@orangetee.com
 92977650  Read More

WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More

WhatsApp me at: ABLE Toh (65) 9856-9255  or through this link.:https://wa.me/6598569255
----------------------------888--------------------------------888--------------------------->>>
"If you need more assistance with property matters:
like renting / selling, buying / or investing, I'm here to help!
WhatsApp me at: ABLE Toh (65) 9856*9255 or through this link.:https://wa.me/6598569255
(Unfortunately, this platform doesn't allow direct contact, but you can easily reach me )

(***) You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

*** You can reach me at my Singapore mobile: (65) 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT : ）
“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ” Read More