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Hi! Im asking this on behalf of my brother Gary who is currently a pr in singapore and married to a singaporean. He is looking to buy a resale HDB unit but he has a joint name property in Malaysia with his sister. How does he go about on buying a resale flat here and is there any loan he can get?
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5 Answers

YT Tan (陈永达)
Good morning,

Gary can purchase a resale HDB with his spouse. He just need to dispose his interest in the overseas property by transferring over to his sister or sell it off within 6 months after completion date will do.

Both of them can apply HLE (HDB loan) or AIP (bank loan) to find out how much loan can they obtain based on their combined income.

Hope my sharing is beneficial to their property purchase.

Probably you can pass him my contact so I can answer any doubts if he has.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
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Hi,

He needs to dispose his ownership interest in the overseas property within 6 months after key collection to hdb. He can apply either for hdb or bank loan. Thanks and hope to assist with his purchase plans further.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
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Hi,

Gary just needs to dispose his Malaysian property within 6 months of getting the keys to his resale HDB, and he can get a HDB/bank loan.

To go about this, just give me a call at his convenience, and I'd assist him further.

Thanks and regards,
Teck Chuan, Ng
BBA (Finance), NUS
ERA Realty Network Pte Ltd
Mobile: 9137 4602  Read More
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Afternoon,

Your brother can get a mortgage loan with his partner for the purchase of resale HDB unit. However, he will need to remove his ownership status within 6 months from key collection of the HDB unit.

Do contact me further for discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Professional

First- Ask your bro to appeal HDB whether that he able to retain the overseas property since his spouse is a Singaporean.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | CES Certified SG Realtor l SGRealtor.com
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