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Good morning Kywa Win,

Let assume you are able to obtain max 80% loan, you need to fork out at least 38% of purchase price as initial outlay.

1) 20% downpayment
2) estimated 3% buyer's stamp duty
3) 15% additional buyer's stamp duty as a foreigner
4) other misc fees like legal fees, valuation fees etc

Based on a $1m property, you will require to come out with $380k.

Thus with $100k on hand, I am afraid to inform you that you dont have sufficient funds to purchase a 2 bedders as of now.

Hope my sharing is beneficial to your property purchase.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

(M): +65 9111 5171 
(E): yt.lovelyhomes@gmail.com
(W):www.yttan.com Read More

Hi Kyaw
A 1 bedroom might be a more comfortable range unless you want to stretch your budget.
Feel free to reach me via a call or sms at 91442664  for a detailed financial discussion.
Looking forward to hear from you.
Tricia Tan
 91442664  Read More

Hello Buyer,

Good day to you.

Your income should be able cover the property value about $750-800K.
It is possible to get a 2-bedroom Condo at Suburbs location.

The most challenging part will be Cash portion.
For $800K property, you need the cash at least $304K as following;
1) 20% if you can get 80% loan (~70-80% usually)
2) 18% for stamp duties.

For more comfortable budget: 1 or 1 + Study unit should be better for you.

Please feel free to contact me at +65 97990870  upon any enquiries.

Good day!

Thank you,
Joanne Ang
CEA Reg: R056748I
E:joanne.ang@ga.com.sg Read More

Hi Kywa Win,

Re: Our Preferred Experienced SG Professional

You can buy a 3bedder new launch at Yishun within $800K. Alternative, I have other properties that I can recommend you too.

Call me now, we can explore further in detail.

I am contactable at 92222389  or onassis@sgrealtor.com.

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

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