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Hi, I'm a female SC looking for own place to stay. Current monthly salary is about SGD5500, not inclusive of bonuses. CPF has a total of about SGD90000, possible to liquidate some from other investments. Any advice? Keen on Principal Garden or any in the area.
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8 Answers

Hello,

Please beep so that I can advise you better.

Thank you and looking forward to hear from you soon!

Warmest Regards,
Irfaan Thian
 8139 5076 
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YT Tan (陈永达)
Good morning buyer,

Principal Garden is priced to sell. The land was purchased around 15% lower than the nearby project.

To kickstart house purchase, I will strongly advise you to apply for an in principle approval to gauge how much loan you can obtain.

Secondly, sort out your cash finances and CPF OA funds to see how much can you fork out for your downpayment, buyer's stamp duty, legal fees etc.

Once these two are sorted out, you will have a better idea which type of unit is more suitable within your budget.

Hope my explanation helps!

If you need any assistance or advice in your property purchase, feel free to contact me. Cheers!

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
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Dear Miss,

It is always important to be informed of the financial implications involved in purchasing a property in Singapore, given that the amount of money involved is not small like overseas projects, and on top of that, it will take sometime before you are able to liquidate the property (long exit plan), which you are committed to may monthly payments, which could affect your lifestyle. This is unlike other forms of investment which you may perhaps just exit the investment in cases where the investment is not performing as well or you have made enough and decided to exit.

Speak to a banker first to find out on the financial commitments, the loan quantum you are comfortable to take as well as the monthly repayments on top of the interest rates.

Once you are comfortable, we can work out on a strategy on how to proceed with this purchase. I rather you are prepared for purchase than make a hasty purchase because of afraid to miss out on the good units.

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Regards,

Geryl LIM
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Hi, for an aircon, not all brand are worth buying as only some that comes with a 5 ticks which translates to energy savings and cost saving too.

Similarly, the same goes to new projects. There are so many new projects in Singapore but not all will have 5 ticks. There are many factors to consider before purchasing a unit and your servicing agent will assist and shortlist them for your consideration.

I would be most glad to assist you further and pls feel free to let me know if you need any assistance.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi,

I will be glad to assist with the financial planning, may I understand your requirements further and value add better to your housing plans? Thanks and hope to.have the opportunity to work with you.

Warm regards
Ivan ERA
 97432395 
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Hi,

Do contact me so that I can understand your requirements to conduct a financial cash computations and advise which projects / units you should focus on.

To add, there is no agent fees involved and I will walk you through the entire process step by step ; from shortlisting to negotiation to paperwork to admin/legal matters and more! Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
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ERA Associate Division Director
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Thea Hoi Shu Min
Dear Miss,

Good day to you! I understand your concerns. I would be more than happy to assist you in your house hunting process. Feel free to give me a call at 81255537  or email me anytime for an non obligatory discussion.

Please do so in order for me to can send you the information regarding the project, Principle Garden.

Hope to hear from you soon!

Warmest Regards,

Thea Hoi Shu Min
ERA® Assistant Marketing Manager
CEA Registered (R052031H)
Contact: 81255537 
Email: Thea.hoism@gmail.com

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GAN ENG JOO ONASSIS
Hi,

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We can assist you based upon your stated contents and walk you through the entire process.

Call us now, we can explore further in detail.

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