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Hi Nuralif,

Thank you for your query.
Yes you are right , you are eligible for a private property, as HDB will be for single Singaporeans aged 35 and above. You could however , purchase a HDB upon marriage / when you turn 35.

Please do let me know your requirements and budget to create a customised list of projects to consider , for your perusal. This will effectively optimise your time and eliminate the tedious process of you having to trawl through hundreds of listings. I would be in a better position to churn out a financial computation for your purchase , as well as , prepare a customised sales report with transaction caveats + capital appreciation info for your perusal.

Where words do fall short, I would let me accolades and testimonials speak for my dedication and experience in this industry for the past 20 years. Please visit my website : www.kumarrai.com for all the up to date awards, testimonials and accolades. Thank you very much!

D Kumar
 +65 96659926 
ERA Associate Division Director
#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014-2017 ERA Asia-Pacific Business Conference Elite Award

P Group
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Hi Nuralif,

You are eligible to purchase a resale HDB in future.

If you wish to apply for BTO or new EC with your spouse in future, you have to dispose existing condo first and observe 30 months waiting period before application.

Hope my sharing aids in clearing your doubts.

May I know how can I value add further in your property needs?

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

(M): +65 9111 5171 
(E): yt.tan91115171@gmail.com
(W):www.yttan.com
(FB): www.facebook.com/yttanassetprogessor

Accolades:

Platinum achiever (Clock $100k commission within 1 month) August 2017(Propnex)
Top Individual Achiever August 2017(Powerful Negotiators Group)
Top Private Property Transactors January 2017 (Propnex)

Find out your property value for FREE on a monthly basis. Simply sign up by clicking the link below:

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Hi Nuralif,

Yes you can still purchase a private property and if you do wish to purchase HDB in the future, you will need to dispose your current private property and observe a 30 months waiting period before HDB purchase.

Do let me know if you are looking into property investment as there's a development that will be launching at a very affordable price in comparison with current market.

Hope to hear from you soon :)

Adeline Chong
 91776735 
adeline.realty@gmail.com Read More

Hi Muhammad Nuralif,

You are allowed to do so by going to private then back to HDB, allow me who is living example who own 1st private property at age of 26 to share with you how can you able to do it. What are the plans and risks ?

Cheers
Stewart Lim - Propnex
 9696 4398  Read More

Hi Sir,

Yes you will be able to sell off your private property then and buy a resale HDB. However, if you intend to go for new Executive Condo or BTO, you will need to observe a waiting period of 30 months after the sale of your private property before you are eligible.

Please feel free to contact me so that I can assist you to formulate a comfortable budget and also provide you with further assistance and advice towards your first purchase!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
Visit my website to know me better: www.nicktan.com.sg

I was featured recently on Council for Estate Agencies (CEA) Newsletter:
https://www.cea.gov.sg/docs/default-source/module/newsletter/3-2017/bouquets-for-property-agents.html

Testimonial from Satisfied Clients
“Nick is a responsible, efficient and excellent salesperson. He has very good knowledge of the real estate market and I benefited a lot from his advice and sharing. He is extremely patient when guiding me through the buying process and I am happy to secure a dream house within my budget with his assistance. A highly recommended salesperson who made my house hunting journey a breeze.”
Ms Chia (Buyer)

“Nick provides a delightful customer experience from day one when I engage him as my agent to look for a flat of my choice to the completion of the deal. He is competent, resourceful and has a pleasant manner to work with. He is the Agent of my choice in dealing with properties and I would highly recommend him to others who would appreciate an agent that takes care and can give the customer a peaceful mind.”
Susana (Buyer)

“Nick is very pro-active in helping us to resolve whatever questions and problems that we encountered. All the issues are settled even before us having to request or ask for a second time. He was very frank and transparent with all the details, limitations and advantages that we wouldn’t have known. I think this is the most important virtue to be successful in this line. I will surely recommend him to anyone who needs his service because I trust that they will be equally satisfied!!”
Mr and Mrs Chan (Sold and Bought a property through Nick)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
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We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi Nuralif,

You are one of the wise one I have not seen for many years.

To benefit from property capital appreciation, one of the most critical key point is to start as young as possible.
By doing it early you have the luxury of reaping the growth at the right time.

There are 2 things you need to keep in mind if you plan to buy HDB flat at 35 yrs old (7 yrs later).

(1) Resale HDB: You have 6 mths to dispose off your private property upon key collection of resale HDB.

(2) BTO/SBF: You have to dispose off 30 mths before eligiblity for BTO/SBF application.

Do also note that you have to pay Seller Stamp Duty (SSD) within the 1st 3 yrs upon purchasing any residential property in Singapore.
The SSD tax structure is such; 12%/8%/4%, 1st/2nd/3rd yr counting from the date of sigining S&P (Sales & Purchase Agreement).

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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