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Hi, i'm 27 (M) SC and my fiancé is non-SC and I was wondering if there is any grants to buy resale flat as I couldn't find it on HDB website. If do please do share your thoughts and links. TIA
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7 Answers

YT Tan (陈永达)
Good morning,

you have to get married first in order to be eligible under families with non resident.

You can read up on housing grants for singles: CPF housing grants, EHG and/ or PHG.

Alternatively you can apply for HFE after marriage, it will show you what grants will you be eligible for.

https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/singles/cpf-housing-grant-for-resale-flats-singles

https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/singles/enhanced-cpf-housing-grant-singles

https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/singles/proximity-housing-grant-singles

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
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  • YT Tan (%u9648%u6C38%u8FBE)
    Good morning,

    perhaps you might have missed out under eligibility conditions for all 3 grants: It is an assistance for First-timer applicants aged 21 or above who are buying a flat with their non-resident spouse.

    Which means if you get married, you will be eligible for grants as you are above 21 years old if you are first timer and meet the rest of the eligibility conditions.

    As shared earlier, HFE will give you an even clearer indication how much grants will you be eligible for. So you have to get married first before able to apply.

    Hope my sharing aids in your property needs. Do contact me if you need any assistance.
  • m***@outlook.com
    assuming i have married with my non-SC spouse, what are the available grants and the link posted is above age of 35.
    I have searched thoroughly and couldn't find what i want to know.

    TIA
Hi, you can apply for an HFE to find out fully the grants you can get.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

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If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

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Landon Chew
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landonchew@email.com Read More
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Hi,

Yes you will be eligible for non citizen spouse scheme, once legally married. I can assist you to calculate.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

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Hi,

I suggest you apply for HFE on HDB website to find out your loan eligibility, grant and other details.

https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/application-for-an-hdb-flat-eligibility-hfe-letter

Hope this helps,

This platform does not allow me to contact you directly so kindly contact me at https://wa.me/6597261112 I would be glad to assist you further.

Thank you and best regards,

Jenny Tran
Propnex Realty Pte Ltd
(HP) +65 97261112 
(Email) jenny.tran@propnex.com
BSc (Real Estate) (Hons)-NUS

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Hi, appreciate your sharing. Yes, partial grants given to the SC, once your spouse become PR or SC able to get grants by himself or herself.

https://www.hdb.gov.sg/residential/buying-a-flat/understanding-your-eligibility-and-housing-loan-options/flat-and-grant-eligibility/couples-and-families

Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
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Mani Subramanian Veeramani
Hi there,

Great question! Here’s some information on grants available for you and your non-Singaporean fiancé when purchasing a resale flat:

- As a Singapore Citizen with a non-citizen fiancé, you can apply for the **Single Singapore Citizen Scheme**. However, you won't qualify for the typical CPF Housing Grants that are available to couples where both partners are Singapore Citizens or Permanent Residents.

- You may be eligible for the **Proximity Housing Grant (PHG)** if you purchase a resale flat close to your parents. This grant can be up to $15,000, depending on the distance and circumstances.

- Unfortunately, the **Enhanced CPF Housing Grant (EHG)** and **Family Grant** are not available for couples with one non-citizen.

I recommend checking out the HDB website or contacting HDB directly for more detailed information based on your specific situation.

Thank you.

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Recent Change (October 2024):
>>Singaporeans married to non-citizens are now eligible for additional housing grants of up to $40,000 when buying a resale flat for the first time.
>>Before proceeding, I recommend obtaining an HDB Flat Eligibility (HFE) letter via the HDB Flat Portal. It will provide a holistic understanding of your eligibility, grants, and financing options. Feel free to explore further or ask if you have more questions!
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