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Hi,

Yes you have to include your husband name either as an essential occupier or co-owner, and he still has to sell away his private property after getting the resale HDB. HDB deems both you and your spouse as a married entity and family nucleus so both names must be included. You can't apply for BTO as your husband must have already sold away his private property.

Hope the above clarifies. May I have more info and requirements about your plans so as to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Dear madam,

No, you are unable to do so as HDB will require your husband to be at least an essential occupier for the HDB, therefore he will be required to relinquish his ownership for the private property for a period of 15 months before you are able to look into a resale HDB or 30 months before you can apply for a BTO/SBF unit if you are eligible.

I have been in the real estate business since 2009, with more than 13 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

We are offering our clients a complimentary first consultation without obligations (Absolutely FREE!). Schedule for your FREE session today!

Warmest regards,
Geryl Lim
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Good evening,

You have to include your husband as an owner or essential occupier under public scheme if you decide to buy a resale HDB. With your son as occupier.

But do take note by doing so, your husband will have to dispose off the private property within 6 months from purchase completion date.

Will you consider to purchase a private property under your name?

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Hi Mdm,

This arrangement is not possible because your husband will not be eligible as an essential occupier as he owns a private property. In your case, you will not be able to purchase a HDB. However, you are able to purchase a private property together with your son.

Please feel free to contact me if you need any further clarifications.

Regards,
Nick Tan
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Hello,

Yes, if you intend to apply for HDB with your son, you have to put your husband name as an essential occupier as he forms a family nucleus with you.

That would mean he will have to sell his private property and you'll need to wait 30 months before you can apply for a BTO/EC (depending on your eligiblity)

If your husband is above 55 of age, and you are buying a 4 room or smaller resale flat, you may not need to adhere to the 15 months wait out period.

It's best to check with HDB directly on your specific situation.

Alternatively, you may want to consider to co-invest in a private property with your son for lesser restrictions.

Still unsure? Text me at wa.me/6583330360 and I can help go through the criteria as well as the financial breakdown for you.

Thanks
Lucas Lim
SUSS Bsc (Marketing), Merit

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