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Hi Nur Afiqah,

1) Your fiance is allowed to remove his name from the BTO flat after meeting MOP.
2) However, removing a name is not just a paper process.
3) His mother has to be able to finance the flat by herself.
4) If this is fully paid. His mother will have to buy over his share.
5) If this is still under mortgage, his mother's income must be able to take up the full mortgage sum instead of the current amount.
6) if you are still a 1st timer, your combined application for BTO enjoys 1st timer privilege.

Hope the above answer to your main concerns, but if there are more query, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer

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Hi Nur Afiqah,

You will be able to apply for a BTO once your fiancee meets his MOP for his flat.

Do take note that if he's the essential occupier of his Mother's flat, he will be considered as a "second timer" applicant. He will also need to dispose off his current flat latest within 6 months upon the TOP of the BTO flat.

By being the essential occupier of the flat, it probably means that his Mother is not Singaporean, and is either SPR or a Foreigner. This means that his Mother cannot own the flat solely under her name, hence his name is needed. Because if his Mother is a Singapore, he is not deemed to be an essential occupier.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More