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Hi, appreciate your sharing. Able to write into HDB feedback to check with HDB officer to determine the best options.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More

Hi Do contact me at 97970200  to understand more and discuss.

Mark, your RIGHT choice
Propnex Read More

Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead. By the way, if your own flat is nearing MOP, then the HDB may likely letting you choose which flat to sell and keep the other.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi,
I would suggest you go down to your HDB area office and talk to them as every HDB case is unique.

Please contact me so that I can be of further assistance.
Cheers!

Elan Govan
MABA (Lancaster)
 90170747 
jayelan@gmail.com
www.goodpropertiesguide.com Read More

These are really good and important questions — inheritance cases can get tricky, especially when it involves both private and public properties.

If your current HDB hasn't met MOP, HDB typically doesn’t allow you to hold or buy another property (including through inheritance), and they may require you to dispose of the inherited property instead of the HDB. Exceptions are rare and case-by-case — HDB is quite strict here.

If your HDB has met the MOP, and you inherit another HDB flat, you’re right that you generally must sell one within 6 months, as you can't own two HDB flats. There are some rare exceptions (e.g. if the inherited flat is a pre-1989 non-upgraded flat with no CPF used), but it’s very technical and you’d need confirmation directly from HDB.

These cases depend heavily on the timeline, flat types, and policy interpretation — best to get personalised advice to avoid any costly missteps.

Feel free to reach out if you'd like to chat more about your situation or check with HDB together.
– Aren Goh | +65 9657 6701  (PropNex) Read More

There are multiple routes you can take. What you need is an agent who has experience dealing with public policy matters, inheritance, and multiple properties to support you through the entire process. I have experience with this and will be happy to discuss your case in detail should you require assistance.

I'm a Harvard graduated real estate agent with a degree in economics, and I have a decade of experience working on Singapore public policy. I would love to schedule a free consultation to discuss your options if you need any support.

Kay Cloud
The Harvard Educated Agent
Propnex Realty Pte Ltd
cloud@propnex.com
Tel: (+6.5.) 8.5.6.7.4.5.8.5
Whatsapp -> https://wa.me/6585674585 Read More

Hi Sir/Mdm,

1. If your flat has not met the MOP, you will not be able to keep the flats and the condo. HDB will need you to dispose them in the open market.

2. For HDB flat, you and your partner can only own 1 HDB flat as a family nucleus and there is no exception. Therefore you will need to choose which one to keep and which one to sell. You will be able to inherit the private property if your MOP is met.

Please feel free to contact me if you have other questions.

Regards,
Nick Tan
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The impression I here here is that you should be required to sell off the condo since your HDB is still under MOP, but it will still be best to check with HDB.

——

I have been in the real estate business since 2009, with more than 15 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 15,900 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Hi

Your scenario is a bit unique so perhaps the hdb officers will be the best party to clarify for you. But you will definitely have to sell one of your HDB flats, and have to approach HDB branch to discuss with them which you would like to keep and whether its feasible. Technically you can only keep the private property after your MOP of flat is met. May I know how long to your MOP being fulfilled?

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

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I would be glad to assist you.
Feel free to contact me at wa.me/6597100155
Hope to hear from you soon.
Pei Mobile: (65) 9 7 1 0 0 1 5 5.
Email: peicheng.tan@propnex.com
Associate Group Director
Propnex Realty Pte Ltd Read More

1. If your HDB flat hasn't fulfilled the Minimum Occupation Period (MOP), you’re not allowed to keep both the flat and a private condo — one must be sold on the open market, as required by HDB rules.

2. As a family unit, you and your partner can legally own only one HDB flat. No exceptions apply. You'll need to decide which flat to retain and which to let go.

3. Inheriting a private property is allowed **only after** your flat has met the MOP; otherwise, you may be required to sell either the flat or the inherited asset.

**"The art of life is a constant readjustment to our surroundings." — Kakuzo Okakura**
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Hi,

1) There are few facts you must be aware and comply when the time comes:
(a) You can only keep one HDB. You have to decide either to sell your current flat or the inherit flat.
(b) If you have not met your MOP, you will not be allowed to keep the private condo.
(c) If you have met your MOP, you can keep the condo for rent as a passive income.
(d) If you decide to keep your parents' flat and sell yours. You will not be able to keep the condo in the process. This is because you have to fulfill MOP of the inherited flat before allowed to keep the condo. Since this is impossible to fulfill, you will have to sell the condo.

2) I have explained the consequences on 1(c).
3) Singapore has no inheritance tax now. So, you are not subject to any BSD and ABSD.
4) You will have to engage a family lawyer to assist in your inheritance whether there is a will or no will. This is a must and no exception to complete the legal takeover of the property.

All the best!

Please give me a thumbs-up if the answer provided is relevant to your main concern. Thanks!!!

Hope the above answers your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com
https://R056727F.propnex.net/
https://www.facebook.com/Homesellerbuyer Read More