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Hi, if I am divorced and plan to take over my ex 5 room hdb flat, am I eligible for a hdb loan? Because the hdb loan eligibility states income ceiling for single is 7k and family is 14k, so does divorcee with kids below 18 fall under single?
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2 Answers

YT Tan (陈永达)
Good afternoon Sir/ Mdm,

you can apply HLE to see whether are you eligible and do check with HDB branch office whether will you be able/ eligible to buy over his/ her share.

You can be eligible under single or public scheme if your kids under your legal custody, care and control.

https://www.hdb.gov.sg/cs/infoweb/residential/buying-a-flat/flat-and-grant-eligibility/couples-and-families

Hope my sharing helps in aiding in your enquiry. May I know how can I value add further in your property needs?

Best regards,

YT Tan
Property Kaki
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead. By the way, is the existing loan under HDB? And is the children under your custody?

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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  • Aaron Chong
    Hi Ian,

    Thanks and I noted on your reply. Could we speak on the phone so that it is easier for me to advice further from there as I would need to ask you some more questions.

    Regards
    Aaron
     9730 8455 
  • IC
    Existing loan has been fully paid off and its the first loan with HDB. Yes children are under my care and control. Thanks

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