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Hi Khairunisa,

The procedures of buying resale HDB flat in woodlands area is the same as for other area.

(1) To idendify your preferred location
(2) To check on your financial status, cash and CPF
(3) Apply for HLE or IPA and seek approval before starts out on your search
(4) Run search for current listing
(5) View (knows what to look out for during a viewing)
(6) Negotiate (understand current market rate, and how to estimate the correct price)
(7) Offer option fee to exchange for OTP
(8) Submit for valuation
(9) Exercise OTP if valuation price is according to your expectation
(10) Submit resale application
(11) Submit all document requested by HDB
(12) Attend HDB appointment and sign all document inclusive of S&P.
(13) Collect keys and apply all necessary services.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Hi Khairunisa,

Thanks for your query!
The brief process is as such :
-Financial Calculations
-Shortlisting / Negotiating Preferred home
-Apply Loan (HLE/ IPA)
-Option to Purchase when desired unit found
-Valuation
-Exercise OTP/ Submit resale application
-HDB appt (1/2)

As this is your first time purchase, it is apt to have yourself guided and walked step by step to ensure you do not overpay in the process of unfamiliarity and shortchange yourself on a good deal and paperwork conditions etc. As a realtor with years of experience and awards, it is my duty to assist you on leveraging on the weak market to pick out a unit as per your requirements and conduct negotiation. You can easily asses my proven track record and recent coveted awards & testimonial on my website to ascertain the commitment, dedication and integrity I uphold in representing my client's welfare and interest to get them the best possible deal.

Let's speak further at 96659926  to discuss more comprehensively on the crux of your requirements & expectations- to enable me to deliver a more accurate financial projection and breakdown of cash flow for your purchase after understanding your finances succinctly, so as to explore the possible options accordingly at no obligation. I will walk you through the entire purchase- from shortlisting, to negotiation, to establishing loan matters and working out finances (cash/cpf/progressive payment), paperwork, sorting legal matters, providing you with recent up to date transaction caveats for benchmark pricing as well as furnish you with a customized sales report & indicative valuations.

If you are comfortable with my working style, I am more than glad and confident to work for your interest to to guide to you to your ideal property. Visit my website for my recent accolades, awards and testimonials@ www.kumarrai.com.

D Kumar
 +65 96659926 
ERA Associate Division Director

#1 team of ERA in Singapore, Asia Pacific International for 2014/5/6/7

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013-2017
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
Overall Top 100 achievers 2014-2016 Read More

Good evening,

Are you getting the unit under single scheme or public scheme?
Are you SC or SPR married to another SPR or SC?
Are you getting HDB loan or bank loan?
Are you eligible for housing grant?

Do feel free to contact me for further discussion..

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for someone who have knowledge and experience on sales and purchase of residential properties?
With more than 10 years experience on standard sales and purchase cases, I do also handle cases that is related to:

1) Mental Capacity Act
2) Long Lasting Power of Attorney
3) Estate Planning and Distribution
4) Divorce
5) Bankruptcy

Put your doubts aside before moving forward in life’s most rewarding decision with ease of mind as you are in good hands Read More