Hi,
1) 2x PR must have obtained the PR status equals or more than 3 years before eligible for resale HDB flat.
2) 1xSC + 1x PR (any years) can apply for resale or BTO flats.
3) 1xSC + 1x PR (any years) are eligible for grants for resale flat.
4) You will have to dispose of any property local or overseas within 6 months of purchasing of HDB flat.
Thus according to your current situation, you have 3 options:
1) Wait for another 2 years before apply to purchase a resale HDB flat.
2) Your husband apply to be Singapore Citizen, once obtain SC status, you may purchase BTO or resale HDB according to your needs.
3) Purchase a private as of current status.
Do note that option (1) & (3) are required to pay Additional Buyer Stamp Duty (ABSD) of 5% regardless of property type. And you could only apply housing loan from private banks.
If decided to opt for option (2), you can save up on ABSD.
Nevertheless, whichever option selected, BSD (Buyer Stamp Duty) is still applicable.
Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at
90110636
, or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.
Best regards
Ling CK
90110636
ling.ck7@gmail.com
https://www.facebook.com/Homesellerbuyer/
Note:
Any response to our answer do not reach us until we scroll through each and every queries posted daily.
The best way to get a follow up is to whatsapp or email us directly.
Read More
