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Mike Lim
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Afternoon,

Bank are able to loan, based on the age up the unit, up to 60 years of age.
Hence the question would be, when do you intend to sell off the 5 room flat that you will be buying.
If you intend to stay for more than 10 to 15 years, then buyers will have to take HDB loan.

FYI
Mike Lim
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