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Hi, I would like to enquire regarding about HLE from HDB.

I'm a Singaporean and my soon to be wife is a foreigner. She's been working here and holding a employment pass. We will be having our ROM in 3 months time.

I would like to know are we currently able to apply for HLE to see how much we are able to loan from HDB? Or do we have to wait until we have done with our ROM?

We read from other question ask by people (in propertyGuru) that HLE have to apply first before looking for resale flats. What we worry is that unable to get the HLE successfully because we are not married yet (have to wait till ROM).
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2 Answers

Good evening Chris,

You can apply for the HLE now and proceed with the purchase later. As your spouse is a foreigner, HDB loan will only be calculated based on your income. You will be eligible for single grant.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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