Asked by
Hi,

I want to buy my first residential property and carry on to build a property profile over the years in Singapore.

My situation is that I am not able to get HDB grant as my income had exceeded the income ceiling...I am in a dilemma of whether to start off by buying a HDB with a bank loan or go straight into private properties.

Anybody can advise?

Thank you
0
762 views
Want this question answered?
Get faster responses from our experts by upvoting.
Be the first to upvote this question.

3 Answers

Lee Chun Peng Adnic
Hi

If you income alone has exceeded the limit. To get a HDB is not easy and with the low supply, approval is even not easy when you appeal.

Yes you can still appeal whilst looking at private properties for back up purpose.

Please kindly, contact me at 96722265  for more discussion and I do have a few listings, that have good potential for your considerations too.

Many thanks Read More
0
  • AN
    Thank you for your reply. I were considering private too but on second though, it will much diffcult for me to buy a HDB after owning private property. In Singapore, HDB has a very high rental potential and properbly cheaper than private to start with?
Hi Alex,

Perfect timing...
I have great news for you.
I believe you have the potential to be a
Real Estate Investor, and you are right...
The 1st property that you purchase plays a major role in determining your portfolio growth and management. As a first timer, in investing in a property, what you really need is Investment Knowledge in Real Estate in Singapore, more than a savvy real estate agent.

I'd propose that you attend an upcoming 2 day seminar on property investments.

Below are the details:

"Be a Cash Flow Millionaire"
Date: 18th & 19th April
Duration: 2 days
Time: 9am - 9pm (Both Sat & Sun)
Tickets: $1,688 (i can get for you and your friends a 50% discount if you are keen)

For more information just give me a call at 9880 3601  . Noor, Propnex. Read More
0
Looking to sell, buy or rent? Looking to re-evaluate your asset portfolio? Look no further.

As your dedicated real estate agent, I bring more than just industry expertise to the table; I bring a commitment to excellence and a passion for delivering results that exceed expectations. With a deep understanding of the market dynamics, I tailor my approach to suit your unique needs, ensuring a seamless and stress-free experience from start to finish.

Let’s start your journey to your dream home today!

Call or text for a non-obligatory consultation discussion to know more.

Best Regards,
John Lai
“Right Believing, Right Living”
PropNex Associate Director
(M): 8444-0899 
Email: johnlaiproperty@gmail.com

Self introductory video - https://youtu.be/yygkGSG4Mtw

Social Media -
FB: facebook.com/johnlaiproperty
IG: @johnlaiproperty
Tiktok: @johnlaiproperty
YouTube: @johnlaiproperty Read More
1

Still looking for answers?

Get answers from PropertyGuru experts in 24 hours

Previously Asked Questions