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Afternoon,

Even if your wife is working and you opt to obtain mortgage loan from bank based only on your income, it can still be processed. However, the loan quantum will definitely be lower.

FYI
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More

Hi Sir,

You are right. Borrower must be Owner, Owner need not be Borrower.

Hence, if you buy a property with your unemployed wife, you can be the sole Borrower, and both you and your wife can be the Owners.

The bank will loan you based on your age and your income.

Should you have any other questions, please contact me at my mobile 9748 6305  . I will be happy to assist.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

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