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Hi I Saw Your Contact from property guru and I have a few questions that hope you can help.

1. if my bf buy a hdb and I buy a condo, when we get married within 5 years do I need to sell away the condo?

2. After 5 Years Only get married do I need to sell?

3. Will there be any ABSD applied after we get married and the ltv will be adjusted after the marriage?
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5 Answers

Good afternoon Yeong Yee,

If your BF is currently 35 years old, he can purchase resale HDB under Single Singaporean Citizen Scheme. For the 2nd question, could I have more details over phone before making better recommendations?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
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Hi,

If you and your bf own your respective property, yours a condo and his a HDB, there is no requirement for you to sell the condo after your marriage.

2. There is no requirement to sell your condo as your boyfriend would have purchased the HDB under the single scheme.

3. There will not be any ABSD as the properties will be considered as your first property and therefore ABSD is not payable. You will not be affected by the LTV unless both of you decide to get a 2nd property.

I hope I have managed to clarify your doubts! Please feel free to contact me so that I can provide you with further assistance.

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS)
Cert-in-REA
(E) nick96444854@gmail.com
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Hi,
below is my input to share.
1. if both of you each own a property before married, can remain, no need to sell.
2. no need to sell.
3. unless is new purchase together then will consider. Nothing will be affected, will be remain as before married.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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Robbie Chen Chee Howe
Hi Yeong Yee,

If both of you had purchased your individual properties before marriage, there is no requirement for both of you to sell away either properties after you got married, be it within 5 years or after 5 years.

There will also be no ABSD involved until either of you purchase another property. LTV will apply when your take up your next property loan.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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