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Hi Ms Jeniffer,

I am experienced in helping buyers purchase their properties and would be able to assist you throughout the entire process, providing you a hassle free experience as well as assisting you in making an informed decision.

Please contact me, Sophia at 92254321  if you require my assistance.

Thank you.

Sophia Ng
Associate Division Director
ERA Realty Network Pte Ltd
Mobile: +65 9225 4321 
Email: Sophiangsy@era.com.sg
Website: www.sophia-ng.com Read More

Hi Jennifer,
Please do not hesitate to contact me @ 97100155  .
I would like to assist you.
Pei Propnex Read More

Hi,

Evidently, purchasing a property requires through and critical thinking. Let's catch up at 96659926  for me to work out a financial calculation breakdown for your purchase and share more insights on the transaction caveats as well as the price analysis of proposed private property types to help you make an informed decision. Do note that it is purely non obligatory and the only objective of the discussion should be to enlighten you on the differences, work out your finances to propose which projects you may wish to consider and aide in the price charting of units in the market.

Should you be keen on availing my consultation and services, do note that there is no agent fees involved and I will walk you through this whole tedious process of : explanation of procedure, shortlisting, negotiation, paperwork, establishing financial projections / application of loan, sharing of market insights, providing up to date transaction caveats & price analysis of properties as well as and handling all technical and legal matters at NO cost!

D Kumar
 +65 96659926 
ERA Associate Division Director
www.kumarrai.com

#1 team of ERA in Singapore, Asia Pacific International for 2014.

ERA 2015 Q1 Top Achievers (Top1%)
ERA Top Achievers 2013/14
ERA Multi-Million Dollar Club Award
2014 ERA Asia-Pacific Business Conference Elite Award

P Group
2015 April ERA Top Achievers
2015 February ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ overall 2014 ERA Top Achievers Read More

Hi Jennifer,
Congrats to become Singapore PR. Assuming no balance of CPF and 80% loan eligibility, all amount below are in cash. To purchase a 600K condo, below are the estimate cost breakdown.
1. 5% - 30k for booking
2. 15% - 90k for down payment
3. 80% loan
4. 12.6k for standard stamp duty
5. 30k for additional stamp duty
6. around 2K for legal fee

Total cash is around 164.6k.
The 1st step now is to get the loan eligibility. Please drop me an email for me to assist you to compute the eligible loan amount.

Fyi, there will be no commission fee if I am able to assist you on the purchase.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More

Hi Jennifer,

Being a PR saved you at least 10% in ABSD.
My presumption is your CPF OA is neglible.

The costs of the purchase ($600k) are as follow:
(1) OTP (deposit + exercise) (5%) = $ 30,000
(2) Downpayment (15%) = $ 90,000
(3) Basic Stamp duty; BSD (~3%) = $ 12,600
(4) Additional BSD (5%) = $ 30,000
(5) Legal fee = $ 2,000
(6) Mortgage stamp duty = $ 500
Total cash needed = $165,100

In fact, the first thing you ought to do is to get a bank willing to loan you 80% of the purchase; $480,000.
You will have to satisfy the TDSR rules set by MOF (Ministry of Finance), current loan, salary, credit card usage plays a big part whether you will be given the right loan amount.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

Note:
Any response to our answer do not reach us until we scroll through each and every queries posted daily.
The best way to get a follow up is to whatsapp or email us directly. Read More

Hi Jennifer,

Congratulations on attaining PR status!

Given your situation, assuming no CPF involved and you're able to attain 80% loan, the amount of CASH you need to set aside would be:

20% downpayment
Estimated 3% Buyer Stamp Duty
5% Additional Buyer Stamp Duty

Hence, it would be safe for you to set aside CASH equivalent to 28% of the property price. Based on $600k property, this amount would not be more than $168k.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More