AskGuru Q&A Community

Hi, I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Hope to hear from you soon and have a great week ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi,

Congratulations on getting your Citizenship!

Whether you can purchase a flat will depend on what is you and your spouse's race, and also the flat that you're intending to purchase.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi
Yes. All buyers are subject to HDB ethnic quota. As you are buying with your foreigner spouse, your foreigner spouse can only be included as an occupier not owner. Thus the ethnic quota will be based on your race. If your race does not fall under the major races in Singapore, you will be classified as Indians/Others where you have to meet the EIP quota for that neighbourhood/block before being eligible to purchase. However do not worry so much on that as majority of units on sale now are not affected by EIP quota and even if it is, the seller agent will inform you before you optioned for the unit. What is more important is that you are eligible to purchase a resale flat of any types from the open market under the non-citizen spouse scheme and can even enjoy grants as a first timer. It is important for you to be well au-fait with the processes and procedures before proceeding with the purchase. As SC-FR couple are rare, some agents might not be too well au-fait with the processes and what grant you are eligible for. In addition, in the current market situation, it is more common for sellers to expect COV for their flat which is quite a hefty amount to be paid in cash if you are not careful and prepared for it. I do provide a free and non obligatory discussions in regatddls to property transactions in Singapore. Do contact me at 93375051  for a discussion on this.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More