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Hi, I have received my Approved HFE letter. Let's say I go for a SBF in the Feb launch, would I be able to reapply for the HFE if I got a queue number?
Reason being I am in between jobs but our joint income got slightly better because of my spouse income.

Not that I'm looking for a better loan eligibility but because the details that I applied for my HFE that was approved, is outdated. I would like to know if I would be penalized for using a HFE with outdated details. Additionally I'm also concerned about the grants as they vary too.

On the other hand, I am thinking if I cancel my HFE and resubmit then I would lose an opportunity to secure a SBF , though it's challenging to. Even with a slim chance, I want to just give it a shot and if I don't get a queue number then I'll reapply for the HFE and go for resale instead.

Besides this I would also like to ask if ABSD applies for SC-PR couple who are married. Initially I thought I need to pay ABSD but after searching, I realized that that might not be the case. Just want to verify this information as well.

Thank you! GOD bless
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4 Answers

Geryl Lim
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I think the safest approach is to resubmit your HFE since you have mentioned that your HFE has outdated details and this can potentially affect your eligibility to purchase a SBF or BTO. For SC-SPR couple, ABSD does not apply for HDB purchase since this is their 1st matrimonial home.

I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

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Stewart Lim
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Hi, appreciate your sharing. Able to check with HDB once you got your latest payslip before proceeding.
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex Read More
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Able S.K Toh
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You may want to consult with HDB to determine the most suitable approach based on your specific circumstances and goals.

I am Sorry that This platform does not allow me to direct contact you.

To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

My services come with no obligations, and I'm here to help with any questions or assistance you need.

You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT ：）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More
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Able S.K Toh
Replied
You may want to consult with HDB to determine the most suitable approach based on your specific circumstances and goals.

I am Sorry that This platform does not allow me to direct contact you.

To further assist you, please feel free to contact me via WhatsApp at 9856 9255  or through this link: https://wa.me/6598569255.

My services come with no obligations, and I'm here to help with any questions or assistance you need.

You can check out my reviews here: https://www.propertyguru.com.sg/agent/able-s-k-toh-61591.

For buyers, I offer solutions for sourcing resale and new private homes at no charge.

I can connect you with reputable bankers for private housing loans free of charge and with no obligation.

I also have partners to assist with mortgage home insurance matters.

Let's seal this affinity by technology; please PM me your contact for assistance with your real estate needs. So, I believe in Affinity (Chinese word: 缘份） :), let's SEAL this AFFINITY Not by blood but by Technology > Please PM, Private Message your contact so that I CAN BE (EXTRA) PAIR OF HANDS / BRAIN and LEGS to Assist you NOW or FUTURE REAL ESTATE NEEDS!

You can reach me at my Singapore mobile: +65 9856 9255  or email me at Able.selling@gmail.com.

From: ABLE Toh- Your Property ASSISTANT ：）

“ i am ABLE to Help As Much As You are ABLE To PM (Private Message) me ”

XXXXX The END XXXXXXX Read More
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