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Hi Anne,

As long as you had fulfilled the MOP of your HDB flat, you can go ahead to buy a condo.
Furthermore, you have no existing mortgage loan hence the loan that you are eligible for your next purchase will be max 80%.

If you are Singaporean, buying a 2nd property will not be affected by the latest cooling measures wef 08 Dec 2011.

I will be glad to help you on the search.

Cheers,
William Koh
 9027 1972 
willkck@gmail.com
www.GuruSg.com
williamkoh.st701property.com
www.myBishanCentralCondo.com
www.myBedokResidences.com
www.ArcAtTampinesEC.com
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Evening Anne,

Firstly, when did you purchase the unit and is your unit a resale with grant or brand new unit? MOP varies, depending on when your purchase the unit.
Since you have fully paid for your HDB unit, bank will grant you 80% loan max, subjected to your income and credit status. If you are SC, ABSD will of affect you on your purchase of second property.

FYI
Mike Lim
 96929209 
ERA Read More

Hi,

Regard to your question. Why not you just drop me an email at ot1984pierre@gmail.com or Contact me @ +65 8 2 7 9 8 3 2 7

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Shalom

Bless n Warm Regards

Koh Z H
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AAG

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