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Hi, I have been self employed for a year trading financial assets. My yearly income is 200k and I have 3500k in liquid cash+stocks and no debt. Based on the self employed status and volatile nature of work, how much in mortgage would I be able to apply for? Thank you.
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6 Answers

YT Tan (陈永达)
Good morning buyer,

It will be best for my banker/s to advise you how much loan can you obtain. They will be best professional to advise you on this.

How can I get in touch with you?

Hope to hear from you soon.

Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Vice President (Agency)
R043025D
Property Avenue Pte Ltd
Estate Agent no. L3010650D
Blk 420 North Bridge Road #03-30 North Bridge Centre S188727

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Hi,

A banker would be in the best position to advise you.
Do you have any preferred banker?
If not, I could link you up to my network of bankers to establish your IPA. With your IPA and exact finances on hands, I could illustrate the financial calculations for your potential purchase. Hope to hear from you! Thanks!

Do visit my website for my latest awards and testimonials @ www.kumarrai.com. Thanks!

D Kumar
 +65 96659926 
ERA Associate Division Director
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2015 Feb/ April/May/June/ July/ August ERA Top Achievers
2014 Aug/Sept/3rd quarter/Dec/ Overall 2014 ERA Top Achievers Read More
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Hi,

It is best to have a bankers assessment to give you a professional figure since your employment nature is unique. Thanks and please let me know if you need some recommendations.

Warm regards
Ivan ERA
 97432395 
Ivanng10@gmail.com
Website: http://www.ivanng10.com/#!reviews/c11r1
(Client's Testimonials) Read More
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Dear sir/madam,

Based on your profile, the main factor of loan entitlement will be based on your NOA for year 2014 and will be supplemented by the pledging/unpledging of your cash + stocks available. I have just gotten in touch with a CIMB banker who has good experience dealing with such cases during my last company annual BBQ and can get you in touch with her if there is a need.

Do let me know how we may proceed further in your real estate plans.

Visit and Like my facebook page at https://www.facebook.com/propertyblogshop/

New Singapore Expatriates on facebook is up and running. Come join us at https://www.facebook.com/groups/newsgexpats/

My self introductory video on https://youtu.be/6UfrCOCB6Mg

Regards,

Geryl LIM
Real Estate Director
Global Alliance - Masters Of Real Estate
M.O.R.E Property Pte Ltd (L3010548F)
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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GAN ENG JOO ONASSIS
Hi,

Re: Our Preferred Experienced SG Realtor

Any preferred bank, I will arrange the best professional to advise you on the loan .

We can assist you based upon your stated contents and walk you through the entire process with options.

Call us now, we can explore further in detail.

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Hi
For self employed, the loan computation is base on the yearly income tax declaration.

To assist and advise you more in details, kindly drop me an email for me to share.

I am contactable at my mobile or email.

CK Ang
 9046 3808 
res.ckang@gmail.com Read More
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