Here’s a breakdown to help you understand the difference between using **HDB’s lawyer** and a **private conveyancing lawyer** for your resale flat purchase:
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### 1. **Using HDB Lawyer**
* HDB’s lawyers handle both the sale of your BTO and the purchase of your resale if you choose them.
* The process is **standardized** and usually more **affordable**, since fees are regulated.
* However, HDB handles a **large volume of cases**, so things may move more slowly. Timings are stricter, and you have less flexibility in arranging appointments or expediting completion.
* Communication may also feel more formal and less personalized compared to private lawyers.
---
### 2. **Using a Private Lawyer**
* Private lawyers usually **charge higher legal fees** than HDB’s.
* They can sometimes **expedite the process** since they’re more flexible in coordinating with all parties (buyer, seller, and their lawyers).
* A good conveyancing lawyer will keep closer tabs on the timeline and smooth out hiccups, which can make things move faster.
* However, the **speed also depends on the seller’s side** (if they’re using HDB’s lawyer, for example, things may still move at HDB’s pace).
---
### 3. **Other Considerations**
* Since you mentioned:
* No loan,
* No extension,
* No contra,
Your case is relatively **straightforward**. This means there are fewer complications, and HDB’s lawyer may be perfectly sufficient unless you’re in a rush.
* If **time is very critical** (e.g., you want completion done as early as possible), then a private lawyer could give you more flexibility.
* If **cost is a concern**, HDB’s lawyer will generally be cheaper and still get the job done.
---
✅ **Summary:**
Your agent is right that private lawyers can sometimes help speed up completion due to flexibility, but in your situation (no loan, no contra, no extension), the transaction is already quite straightforward. The actual completion timeline also depends on the seller’s lawyer/HDB, so a private lawyer doesn’t guarantee it will always be faster.
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