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Hi, I do not have enough in my cpf to pay for a hdb unit but I can afford to pay for the down payment and monthly instalments in cash. The thing is I have just returned to Singapore after years of working overseas and i am currently unemployed. Since I am unemployed, I am not eligible to apply for a bank loan. Hence can I still pay for my monthly instalments in cash as I do not want to pay for my hdb in full? Do i have to submit my bank statement to prove that i am capable of paying my monthly instalments? Thank you in advance for your help.
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2 Answers

Mike Lim
Replied
Morning Denise,

With your current condition, you can only purchase resale unit with cash. No financial institute will grant you any loan based on your current status.

FYI
Mike Lim
 96929209 
CEA Reg No: R026708F
Email add: m52i@yahoo.com
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Ander Ang
Replied
Hi Denise,

If you have very stable and strong bank statements, i may be able to assist you to secure a bank loan.

Please call me at 98628691  to discuss.

Thanks.
Ander Ang
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