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Hi, I am turning 35 years in early December this year. I am looking at 4 rooms HDB flat. Please advise me on the following questions:
1) When will be a good timing for me to view house?
2)I understand that there will be no agent fee for buyer if I can do up the paper work myself.
3) Fastest possible time that I can get the key?
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2 Answers

Hi,

The following are recommend in order:
(1) Understand your financial status, cash, CPF, loan amount.
(2) What are the grants available so as to enhance your buying power.
(3) What are the things other than location to look for a unit.

Now to answer your question directly:
(1) The best timing is when you already know your financial status, apply for HLE or IPA dependent on the type of loan you wish to have.
Once sorted out this portion, you are ready to go viewing. Please note that you can only request for OTP when you reach 35 years old, because you have only 21 days to accept the OTP.
(2) Yes, buyer can do DIY. You have to understand all the paper needed, and what are you committed to when you sign the contract.
(3) Via normal route it will takes 4 to 5 months. With agent assistance, some can be complete within 2 months.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Good morning,

As a DIY buyer, you will need to understand your own financial planning, requirement and timeline.
Which estate you are looking at, model and level of unit you preferred and layout available will determine a lot of things that are hindering your decision.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for someone who have knowledge and experience on sales and purchase of residential properties?
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