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Have you already checked on your finances such that you are comfortable on the financial obligations involved in getting a unit of choice?

What do you mean by second owner of the HDB house?

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi,

Based on your post stating "never owned a property", "parents & 2nd owner of HDB flat".

There are 2 questions here:
(1) Are you buying with your daughter only?
(2) Are you buying with your parents and daughter?

For (1), you're eligible to buy a brand new EC using "Public Scheme".
For (2), you're able to buy resale EC (after 5yrs MOP or 10 years and above) only.

To start with, you have to look into your financial commitment and past credit history in order to satisfy TDSR requiremnet to get sufficient loan for the purchase.

Both new & resale has their own advantage and disadvantages.
Both are about the same buying price, however, it is only the size and location that made the difference.

Hope the above answer to your main concerns, but if there are more queries, please feel free to contact me at 90110636  , or email: ling.ck7@gmail.com if more information is needed.
I'll be glad to assist.

Best regards
Ling CK
 90110636 
ling.ck7@gmail.com

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Good afternoon,

You have indicated that you are the second owner of the unit that you are staying in. If this is the case, you might need to remove the ownership from the unit. It can be done if you had not contributed financially towards the unit. Otherwise, your parents need to get fund to buy over your share.

Do feel free to contact me for further discussion.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA

Looking for someone who have knowledge and experience on sales and purchase of residential properties?
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2) Long Lasting Power of Attorney
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Hi Ms,

I may have a unit suitable for you. Please provide me with your budget and let me know when is a good time for viewing.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you and your partner in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More