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Good morning buyer,

Perhaps let me run through a full detailed financial plan with you first then we explore what are your options. Because of your $600k budget, you most likely wont be able to buy a desired unit.

ABSD applicable to you as SPR will be 5%.

Thus your initial outlay will be:
1) 5% cash downpayment
2) 15% cash or CPF downpayment
3) estimated 3% buyer's stamp duty
4) 5% ABSD
5) $3000 legal fees etc

So you need to have at least 28% of purchase price as initial outlay.

By the way, have you speak to any banker in regards to your in principle approval?

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Warmest Regards,
YT TAN 陈永达 | ACCA Graduate, RES
Senior Associate Marketing Director
R043025D
Propnex Realty Pte Ltd
Estate Agent no. L3008022J
Blk 480 Lorong 6 Toa Payoh, #10-01/11-01 HDB Hub East Wing, Singapore 310480

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I have a unit selling nett base price at $625k freehold unit. Fringe of city area. Currently tenant for just under 1 year more to go.

Total stamp duty applicable is 8% (ABSD + BSD) which is about $50k.

PM me if you are interested.

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Regards,

Geryl LIM
Associate Marketing Director
Global Alliance Property (L3010679B) - Century 21
CEA Reg R014783H
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi,

It could be tough to find a 1 bedder in the central area unless you don't mind under construction properties.

The breakdown for PR first purchase as follows:
Cash 5%
Cpf 15%
Max bank loan 80%
Stamp duties and legal approx 8%

Hence you require abt 28% of purchase price within 8 weeks of booking. Is that something you are planning with?

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

Email: Ivanng10@gmail.com
Contact: (+65) 97432395 
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(Client's Testimonials) Read More

Hi,

Before you proceed to look for properties, have you check your finances with the banks on how much you can loan?

The picture will be much clearer after knowing your finances, I would advise you to do that. Do let me know if you need a banker recommendation.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi

Do contact me at 97970200  to discuss more as i have 2 units in central that you may find suitable.

Mark, your RIGHT choice
SRH Read More

Hi,

you can contact me at 97473655  . I have a unit selling around $500k Read More

Dear Buyer,

Re: Today’s SG Professional Choice- SGAgent.com & SGRealtor.com

600k budget will not be able to buy decent 1 bedder at central area. You need to increase it 700K for a decent 1 bedder in the market.

Selling 2 units of 1 bedder at the terrasse now.

I am contactable at 92222389  or onassis@sgagent.com / sgrealtor.com

In all Areas of Singapore. Sale/Buy/Lease/Rent, Please call and/or drop me an email me. I’m always at your Services.

Onassis Gan | R021244C | Today’s SG Professional l SGAgent.com & SGRealtor.com

EXPERIENCED. PROACTIVE. SINCERITY. FEEDBACK
ACTA (Full); PDCE (Singapore); MSc BIT(Middlesex); BBA (South Australia)

Featured Realtor Services recognition by SGReview.com and SGBride.com

Singapore Line : (+65) 92222389 
Malaysia Line: (+60) 111-0788889
Email: onassis@sgagent.com / sgrealtor.com
Skype: incomecare

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I pledge myself to maintain honesty and uphold integrity, to pursue my profession and education so that I may provide my clients with outstanding services. Read More

Hi How about 1 bedrm brand new at Hougang area? Please feel free to reach me via 91442664  for a detailed discussion. I woild love to assist you to get your idea home from here.
Tricia Tan 91442664  Read More