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hi, i am planning to buy a resale flat (2nd timer) and getting married to my wife (SPR) in May. However, we realised that she need to have at least 20k in her CPF in order for us to be eligible for the HDB housing loan. . Means we have to top up in cash for her CPF account as a married couple? Or any hdb SCHEME
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3 Answers

Hi Sir
May I know where you get information that your wife are required to maintain $20k in her CPF account to be eligible for HDB loan? To my knowledge. HDB does not impose any such requirement for applicants. However you mentioned that you are a second timer. Assuming you took up HDB loan during your 1st HDB purchase, there might be implications imposed by HDB for your 2 nd HDB loan. I will explain to you further if we got a chance to communicate. Do contact me at 93375051  for a free and non obligatory discussion on this and I am more than happy to assists.

Regards
Taufik Hussein
ERA Realty Network Pte Ltd Read More
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Hi,

I would be most glad to assist you further and please feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Robbie Chen Chee Howe
Hi Sir,

Not sure where you heard it from, but as far as I understand, there is no requirements to have $20k in CPF in order to be eligible for HDB loan.

The only reason you may need to top up in Cash would probably be you getting a second subsidized housing (resale levy), which you are not.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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