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Hi, I’m sorry that you can’t own a HDB unit all by yourself as you are already married. So you could only purchase it together with your husband.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Hi,

You can't purchase a hdb on your own name. To be eligible you need to form a family nucleus with your husband as co-owners. May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng Realtor ASAP
(ASk Anything Property)
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Ivan was the first agent that we met up with and right from the offset we had good vibes as he has a friendly personal approach, detailed working style and focuses on building the long-term relationship.

Our unit comes with its challenges but Ivan remained positive and had no qualms committing to our plans right from the start. It took only 6 weeks of aggressive marketing for him to secure a good offer which was a pleasant surprise in the end.

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--- HDB Flat Upgraders Mr. & Mrs. Lee ---

We decided to engage Ivan as our agent as we were impressed with how he answered the enquiries on property guru website.

He has helped us to find our ideal unit and also sold our current unit. He was very patient and never pushy when we were looking for our ideal unit. He would tell us that it is always important to find a unit that we really liked.

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Thanks Ivan! :)

-- HDB 5-rm Sellers Mr. & Mrs. Ting --

We have engaged the services of Ivan Ng for sale of our property at Pandan Gardens. He is professional and systematic in his marketing approach.

He is hardworking and committed to his work. He puts in great efforts in arranging clients for viewings and kept us updated thereafter. He is ever ready to help and guide us whenever the need arises.

He provided us with sound and useful advice as well as closely follow through from the start till the smooth sale of the property within a short period of time.

Thanks, Ivan. Keep up the good work! Read More

Hi,

It is possible to own the HDB flat under your sole name. But may I know what's your objectives of doing so?

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Dear madam,

Are you aware that you are able to check on your eligibility to purchase a resale HDB at the following site?

https://services2.hdb.gov.sg/webapp/BP13EligCheck/BP13SHome?strSystem=CHECK

You will be eligible to purchase a resale HDB as sole owner, with your husband as the essential occupier. Your existing private residential unit must be disposed within 6 months of completion to your HDB flat purchase if you choose to purchase first. There is no income ceiling to purchase a resale HDB flat.

Take note that Minimum Occupation Period of 5 years is applicable for you and your husband, where you are disallowed to purchase any private residential properties within this period.

Do also take note that financial considerations applies if you are purchasing first where your loan to value will be restricted should you have existing loan for your condo unit.

There are more considerations I can highlight but may not be applicable to your plans therefore it will actually be helpful to know more about what your plans are and perhaps there maybe alternative proposals I can make for your case.

I look forward to hear from you soon for further discussion in private as we are not alerted to any responses posted here.

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Regards,

Geryl LIM
Consultant - Director
Global Alliance Property (L3010679B) - Century 21
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Good evening,

Please beware that you will have to form a family nucleus in order to purchase a resale HDB. That means you can be the owner (sole) and your hubby be an occupier. Loan assessment will solely based on your income only. Salary cap will not be applicable because you are not eligible to take HDB loan or housing grant as you are downgrading from private property.

You will have to dispose off your private property within 6 months from resale HDB purchase completion as well. 5 years MOP will be applicable to both of you. Even though your hubby is an occupier, he can only purchase a private after 5 years MOP is up too. There might be loss of opportunity during that duration.

By the way care to share how come you have this move in your mind? Do share more with me so I will be in a better position to value add further.

"Your Freehold Ally, Leasehold Tactician"

YT TAN 陈永达 | ACCA Graduate, RES
R043025D
Propnex Realty Pte Ltd

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Hi Mdm,

There is no salary cap for HDB. The salary cap is only applicable for HDB loan which you will not be eligible as you own a private property. Therefore, there is no restrictions when you buy a HDB using a bank loan.

You can be the sole owner (yes sole ownership) but your husband will need to be the essential occupier to form the family nucleus. You husband is not the owner but he will still be subjected to the 5 years MOP and he will not be able to use his CPF to finance the purchase of the hdb.

You will also need to time the sale of the condo and the purchase of the HDB carefully so that you can use the sales proceed and the CPF tied up in the condo to finance the purchase of the HDB. Please feel free to contact me so that I can understand your situation and objectives before I can better assist you!

Regards,
Nick Tan
(M) +65 9644 4854 
B.Eng(Chemical)(Hons)(NUS) / Cert-in-REA
(E) nick96444854@gmail.com

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Testimonial from Satisfied Clients

“I would like to recommend Nick Tan from SRI. Before we engaged Nick, we were working with another agent from a very popular property agency in February 2017. We decided to terminate the contract after 5 weeks of zero viewings and no paper advertisements. Basically he was just waiting for phone calls. We engaged Nick on 20th April and by 10th of May, our unit was sold off. Why Nick? 1. He has good marketing strategies 2. He always kept us posted on what he did (communications!) 3. He made sure we understand the current market situation but he will consistently reassure us that the unit can be sold off 4. He is not greedy and trusting 5. He walks the talk”
Peter & Wendy (Property Seller)

I write to commend Nick Tan (R040814C). When my husband and I first met Nick, we were impressed by his drive, commitment, business acumen and strategical thinking, and decided to engage him. We were not disappointed. Nick sourced for prospective quality buyers in a targeted methodical fashion and was effective in connecting us with serious buyers, notwithstanding the fact that the search primarily took place over Dec – Feb (a traditional lull period). Throughout the transaction, he also gave us helpful advice in various aspects; the advice reflected his personal experience and expertise and was not simply regurgitated from public sources without any value-add. Further, Nick went beyond the call of duty of a competent professional. He had a sense of humanity in the way he interacted with myself and the other parties to the transaction such as my parents. As an example, my newborn daughter was warded into A&E on the completion date of the transaction; the care and concern that Nick showed went beyond the scope of work of an estate agent. I commend Nick for his capabilities and character, and would certainly wish to engage him for future property transactions.
Weilun & Benita (Property Seller)

“We are very grateful to Nick for his extensive marketing efforts. With his comprehensive marketing plan, he helped us to achieve a record selling price within 2 weeks of listing our property for sale! We highly recommend his service to anyone who is keen to sell their properties.”
Mr & Mrs Wong (Property Seller)

“Nick has conducted himself ethically and professionally when handling the sales of our property. Thanks to his patience and perseverance, we managed to secure a sales price beyond our expectations. We are very happy and satisfied with his services and will definitely recommend him to our friends and family in the future.”
Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Good day madam.

Your family can only buy resale hdb , cannot buy new BTO hdb , another condition is you and your husband must sell all share of private residential property in singapore and overseas , latest within 6months after having collected key to the resale hdb .

Kindly contact me joanne at my mobile 8333 3327  for a no obligations chat for your property needs.

My charges are 1% commission for exclusive ( sole agent ) selling rights to your property or 2% for open listing ( many agents ) .

Your family can buy a resale hdb but not using 1 name only , minimally it has to be 1 owner and one occupier. Yes it is sole ownership if 1 owner , however both of you CANNOT own any private property during the first five years while your family serve the mandatory first 5 years stay in the hdb .

There is no salary cap when buying resale hdb .

Joanne chia
Chia_joanne@yahoo.com.sg
Hp 8333 3327  Read More