Asked by
Hi, I am interested in puchasing a resale HDB. I am a 42 yr old homemaker (Singaporean). My husband is a PR, working as a freelance consultant for a overseas company (therefore, no CPF). Question is will we be able to get a bank loan for a resale flat? Thank you!
0
1500 views
Want this question answered?
Get faster responses from our experts by upvoting.
Be the first to upvote this question.

4 Answers

Morning Mdm. Chong,

Since your spouse is working, you should be able to get payslip from the employer. As long as there's official payslip and letter of employment, banks are willing to assess both your credit limit.

Do feel free to contact me if you require further assistance.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
0
Hi Mdm Chong, I would be glad to sit down with you to explain the whole buying process and financial breakdowns.
I am contactable at 91442664  .
Look forward to hear from you.
Tricia Tan ERA
 91442664  Read More
0
Joey Ong 王祖鸸
Dear Mdm Chong,

Usually, banks in Singapore would need the following* to apply for home loan:
1.Pay Slip
2.CPF contribution
3.Tax Assessment

If your husband were to apply for a bank loan, he would be asked for the above documents* and in the absence of CPF, he could furnish with letter of appointment, pay slips, tax payment (if applicable).

We can also assist you in checking with the various local banks (DBS, OCBC, UOB) and international banks (Standard Chartered, Citibank, etc).

Perhaps you give us a ring at 9436 5945  or email me at dj_property@yahoo.com.sg?

Thanks and Regards,
Joey
***********************************************
Dear Sellers, Landlords, Buyers & Tenants,

If you or your friends need assistance for buying selling or renting of property, pl feel free to contact us, we'll be happy to assist with a non obligatory discussion.

Thank you
Your Registered Real Estate Sales Person
Ong Joey
CEA Sales Person Reg No: R011492A
Associate Marketing Director,
Propnex Realty Pte Ltd
Contact:(+65) 9436 5945 
Email : dj_property@yahoo.com.sg
Website:www.dj-property.com | www.98197201.com
Blogsite: www.dj-property.blogspot.com Read More
0

Still looking for answers?

Get answers from PropertyGuru experts in 24 hours

Previously Asked Questions