Once married to your spouse currently fulfilling the MOP, you'll be designated as an essential occupier. To purchase private property, you must fulfill the MOP requirement together before proceeding.
Minimum Occupation Period (MOP): If your spouse's HDB flat is still within the MOP period at the time of your marriage, both of you would need to fulfill the MOP before either of you can buy private property, whether jointly or individually.
Timing of Private Property Purchase: If you plan to purchase private property on your own after marriage, you may need to do so before the Registration of Marriage (ROM) if your spouse's HDB flat is still within the MOP. This is because once you are married, your spouse's HDB flat would be considered matrimonial property, and you would be subject to the MOP restriction as well.
Timeline for Private Property Purchase: The timeline for purchasing private property can vary depending on factors such as property availability, financing arrangements, and legal procedures. Typically, the purchase process may take several weeks to a few months, from property search to completion of the transaction.
ROM Timing: You can ROM at any stage during the private property purchase process, as long as you fulfill the legal requirements for marriage registration. However, if your spouse's HDB flat is still within the MOP, you would need to consider the implications of the MOP on your property purchase plans.
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