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Hi, I am a Singaporean living in America with my india born
husband. I am housewife and he is the sole earner. My question is can we buy a condominium in Singapore under my name but with my husband’s income for bank loan ?
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8 Answers

Hi, if your husband is a borrower then his name has to be in as well.

Regards
Aaron
 9730 8455 
aaronchong2774@yahoo.com.sg Read More
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Hi,

If this is going to be your 1st and only matrimonial property in Singapore, you may be eligible for ABSD remission when you include both names for the ownership. The borrower definitely has to be the owner of the property.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

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Hi,

For mortgage applications, applicant must be one of the owner as well. Thus, your husband must apply for the condo as well.

However, you will be pleased to know that a married couple with at least one SC spouse jointly purchasing a residential property, where both the spouses do not own any residential property at the time of purchase, can apply for full ABSD remission.

Feel free to give me a call/text at 92707548  to discuss further.

Thanks

Alan Sng
PropNex Read More
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Robbie Chen Chee Howe
Hi Mdm,

Should you require your Husband's income for the property purchase, he will need to be the owner of the property.

If this is going to be your first residential property, and ABSD is your concern, you can choose to purchase the condo jointly. You will be able to apply for ABSD remission for your first matrimonial home.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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Hi Sir/Madam

I will need more info to be able to assist you further

I won't be able to contact you first as I do not have your contact, appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here http://bit.ly/2tzIQ1a to whatsapp me for no obligation discussion
No agent fee from private property buyer
Thank you.

Warmest regards,

Silvia Yang

PropNex Realty Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More
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Dear madam,

As a Singapore citizen, you will be able to enjoy a ABSD free first matrimonial home even if you include your foreigner husband in as an owner, therefore I am unsure if this will resolve your concern.

Otherwise, there can be other alternatives to explore in such a situation but it will be good if we are able to discuss more in private.

I have been in the real estate business since 2009, with more than 10years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my clients’ portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

Please feel free to reach me from my website www.geryllim.com or connect with me directly on my mobile phone at 81577565  .

I look very much to hear from you soon.

Note: We value your home as much as you do! Find out the indicative value of your home at http://bit.ly/UrHomeMatters and get monthly update on your home value. Restructure your portfolio with us, speak to us!

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Regards,

Geryl LIM
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Century 21
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www.geryllim.com
Mobile: +65-81577565  /+65-92787772
Email: geryl7772@gmail.com

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Hi there!

I am focused on Residential properties and would be more than happy to assist you with all your enquiries and your property search. As you need your Husband's income for the Loan, his name needs to be included in the property. May I know your concern regarding this? Is it with regards to the ABSD? If the property you are purchasing will be the first property with your Husband in Singapore, you may be eligible to apply for ABSD Remission.

Let's discuss further and I will clear all your doubts. There is no obligation to purchase after discussion but would like to give you clarity so you have better understanding and can decide if you would like to proceed to purchase a property here.

As I do not have your contact details, kindly contact me directly by email at bhavina7777@gmail.com or call/text/whatsapp me at 91708295  , as we are not notified when you reply here. I look forward to hearing from you.

Bhavina Kaur
M: +65 91708295 
E: bhavina7777@gmail.com
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Whatsapp: rebrand.ly/investbuysellrent Read More
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