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Hi, HDB loan is based on your income and you need to be working at the point of application. The best way to find out is for you to apply an HFE then and see if you are eligible for one.

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Landon Chew
97 39 60 40
landonchew@email.com Read More

Good morning Annie,

You will be able to find out whether are you eligible for HDB loan when you apply HFE once you turn 35 years old next year.

Income ceiling for HDB loan eligibility:
Single scheme - $7k per month
Public scheme - up to $14k per month

Hope my sharing aids in your property needs. Do contact me if you need any assistance.

Best regards,

YT Tan
Property Kaki
You dream. I create. We make it happen!

Association of Chartered Certified Accountants Graduate
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Hi Annie,

HDB loan assessment will be done and is based on your income. As long as your income falls within the criteria and is recognised (for foreign income), it should not be an issue. Read More

Hi Annie,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
aaronchong2774@yahoo.com.sg Read More

Good day to you,

You are currently living in Australia and if you are currently working, you can understand your financial capacity to purchase a resale HDB unit by applying for HFE. Being below the age of 35, you will only be able to do this upon fulfilling that requirement.

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Regards
Mike Lim
 96929209 
R026708F
m52i@yahoo.com
ERA Read More

Hi

For HDB loan, your income cannot exceed $7k per month and you must have worked 12 months continuously. You can apply HFE letter to find out the amount once you officially turn 35 years old.

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi, HDB loans depend on your income, and you must be employed when you apply. The best way to check your eligibility is to apply for the HDB Flat Eligibility (HFE) letter. Once you turn 35 next year, you can apply and find out if you're eligible for an HDB loan.

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