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Hi,
I am a Singapore Citizen and is considering buying my first HDB flat with my soon-to-be foreign spouse. She is currently on a S-Pass with a $2.8K salary. How can I obtain the financing information on how much loan I can get? I remembered going to HDB Hub but they indicated we have to ROM first. Thank you.
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1 Answer

Robbie Chen Chee Howe
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Hi,

If your spouse has no intentions to get SPR, then your loan assessment will be only based on your sole income for your HDB flat purchase. This is because she will not be able to be a co-owner to the flat. She will be only listed as an essential occupier.

If you require her income as part of your loan, then you may consider private residential property instead.

I am experienced and well-versed in both private and HDB resale transactions. I will be able to assist you in your housing plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More
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