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Hi. I am a SC with a foreign spouse on long term visit pass(pending PR application status).

Not sure if it is possible but we are looking for a resale flat that satisfy the below criteria and not cost more than 420k.

1.ideally just MOP
2.corner unit OR without window facing corridor
3. high floor(7 floor and above)
4. walking dist to MRT

I am currently earning an income(before CPF) of about 6500 while she is taking home 2.8k and we will be taking HDB loan. We currently are not servicing any form of debts.

My CPF only has about 40-50k( i did a lump sum transfer to SA awhile back) while spouse has no CPF at the moment since she is a foreigner.She may have CPF once her PR approve.(will keep trying for PR).


Any agent has something similar on their portfolio or they can help on this?
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4 Answers

Hi, I'm Perline Chua from PropNex. I can assist you and we can meet up to discuss more. Maybe we can exchange contact and i can get to know more of your requirements and needs?

Thanks,
Perline Chua 9009 0894 
PropNex Read More
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Hi,

Thank you for your query. We are Annie and Joel from OrangeTee, and with us you have twice the support than engaging someone else.

Based on the preliminary info, it will be very stretched but it is likely that you should be able to get a unit just above $400k, however, it is unlikely it will be super near to MRT or high floor. We managed to help our client get a mid floor unit 600m from MRT at about $428k. They were also in the same situation as you, SC + Foreigner

Perhaps we could get in touch to help you do a financial calculation first and explain the process. As your wife is not SC or SPR, it is not possible to include her income in the calculation for the loan as her name will not in included in the unit ownership.

We look forward to hearing from you in order to better plan the timelines involved with transacting your unit. This can be a complicated process, but we aim to simplify this process and to best advise you on your housing journey.

As we are not able to contact you, we look forward to your call or Whatsapp, in order for us to better assist you.

Thank you very much and look forward to hearing from you!

Regards,
Annie Zhou
R060551H
 8753-1128 
Just copy and paste link to browser to chat ---> https://wa.me/6587531128
annie.zhou@orangetee.com

Joel Ng
R043851D
MSc (Real Estate), NUS
 9337-8447 
Just copy and paste link to browser to chat ---> https://wa.me/6593378447
joel.ng@orangetee.com Read More
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Hi,

I myself have a foreign spouse and have purchase a resale hdb previously. Do contact me so that i can assist and advise you on your case.

With Regards,
Kelvin Tay
Associate Group Director | Propnex Singapore

BSc Business Analytics
Dip. Building & Real Estate Management

wa.me/6598586898
https://r056543e.propnex.net
https://www.linkedin.com/in/kelvin-tay-3bbbaa76
https://www.facebook.com/KelvintayProperty/ Read More
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