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Hi,

In this case, your spouse will be the only one taking a loan on the HDB flat. It is still possible for you to contribute to the house mortgage in the form of CASH.

However, do take note that you are still not the owner of the HDB flat. Your spouse will be the sole owner, with you the essential occupier. In the event of the future sale of the HDB flat, the sales proceeds will all be in the name of your spouse.

Should you need any further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More

Hi,

In this scenario the purchase will be under the non-citizen spouse scheme, which means the loan and ownership will only be under your spouse's name and not yours. You still can contribute to the flat financing using cash, but do note you are only considered as an essential occupier instead of the owner. Under HDB regulations, only eligible SC/SPR can be owners of HDB flat.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,
Ivan Ng ERA ASAP
(ASk Anything Property)
Proactive. Sincerity. Feedback.
SMU BBM (Finance), Magna Cum Laude

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