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Hi your name would need to be included for your income to be in the calculation. Do contact me at 97970200  to discuss more on your options.

Mark, your RIGHT choice
Propnex Read More

Dear Sir,

You can either purchase under her sole name or purchase together as a married couple. For both scenarios, ABSD is not payable. Only the purchaser's income can be used towards the assessment of the bank loan.

Singapore has a Total Debt Servicing Ratio framework which is used for loan assessment. A maximum 60% of your income can be used towards servicing a housing mortgage loan.

Please feel free to contact me so that I can understand your situation and assist you better.

Regards,
Nick Tan
(M) +65 9644 4854 
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Mr & Mrs Tan (Seller of Inter-Terrace House) Read More

Hi

If its a matrimonial home, ABSD will not apply. We have done a number of SC/foreigner couple buying a matrimonial home.

Your name will need to be included for the assessment. I have bankers who will assist you in your loan.

You may text 9620 0827  for a open discussion. We can share with you the transaction process, timeline and a proforma financial statement for your reference.

Warmest regards

Gavin Read More

Hi,

You can purchase on a joint name basis as the matrimonial property, no ABSD would apply as its your first and only matrimonial property, and since one is a Singaporean citizen.

To include your income for loan assessment, you would also need to be a owner as well to be a co-borrower. MAS Singapore adopts a regulation called TDSR for loan assessment, where monthly total loan obligations cannot exceed 60% of monthly income.

May I have more info and requirements about your plans so to make better recommendations? Thanks and look forward to value-add to your housing plans.

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
ERA Diamond Achiever

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**Note: We are not prompted when you respond here, hence please get in touch directly. Look forward to hear from you soon! ** Read More

Hi Sir

I will need more information to be able to advise you.
Will this resale EC be your first property and your wife first property in Singapore?
If yes, you can purchase it together as matrimonial home and ABSD will not apply.

To include your income for loan assessment, you need to be owner of the property as well
I can connect you with reputable banker to check on this, no obligation and foc

How many bedrooms are you looking at and any specific location?
I will be glad to assist, no agent fee from resale EC buyer
Appreciate if you can contact me at (65) 96608508  or Silviayang8@gmail.com
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9660 8508 
Email: Silviayang8@gmail.com Read More

Hi Sir,

A resale EC is considered a private property. Hence you could purchase the property either jointly or under her sole name.

In order to utilise your income for loan assessment, you will need to be a co-owner of the property, either as Joint Tenancy or Tenancy-in-Common.

Do take note that ABSD is not applicable for Singaporean's first matrimonial home. So, if both of you do not own any residential properties in Singapore, you will not be liable for ABSD for your resale EC purchase.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans.

Should you need require further assistance in matters relating to property, please contact me at my mobile 9748 6305  . I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
 9748 6305 
PropNex Realty Read More