9 Answers

Your first loan on a property purchase will be based on up to the age of 65 years old. If you intend to take up a longer tenure, then you may add on the years when you refinance the loan after the lock in period.

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I have been in the real estate business since 2009, with more than 14 years of experience serving the Singapore real estate market.

I am very active in the residential segment of Singapore real estate market, having transacted hundreds of deals from HDBs to private condominiums and landed properties in Singapore, and have handled many unique cases in sales and purchases as well as rental deals.

Over the years, I have also established a network reaching out to more than 9,400 expatriates, bringing my market presence to both in and outside of Singapore. This has created an additional exposure when I manage my client's portfolios, on top of the conventional on and offline platforms, where other estate agents are relying on. This has allowed me to consistently convert leads into results.

With an evolving market, where change is the only constant, I have also been investing in upgrading of my knowledge and skills sets to improve myself and meet the demands of current and future market.

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Hi,

I would be most glad to assist you further and pls feel free to let me know if you need any assistance. Have a good day ahead.

Regards
Aaron Chong
 9730 8455 
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Hi, 17years.

Hi, hopefully you managed to get your doubt or query answered. If so, then congrats! Hopefully you are doing well now.

If you are currently or planning to find a property agent, I can assist.

If you are interested in prices of houses in your neighbourhood, you may visit this website to find out more or contact me.

https://www.era.com.sg/R064892F

If you are currently planning to go on a property journey selling/buying/renting/investing, I can be of assistance. Do feel free to reach out to me for more queries and assistance.

Landon Chew
97 39 60 40
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Hi, appreciate your sharing. Able to check with bankers for better advise
Looking forward to assist you at 9696 4398  or email me at stewartlim96964398@gmail.com

Cheers
Stewart-PropNex (Senior Associate Division Director) Read More
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Hi,

Assuming you do not have other outstanding home loan, and this will be your first home loan, to qualify for the max LTV 75%, loan tenure will have to be capped at age 65, which means 17 years loan tenure.

Are you considering new launch condo? If so, there could be a way to lengthen loan tenure when you do refinancing later

Hope the above clarifies. I am well-versed with HDB and private property transactions, having helped more than 100 homeowners transit smoothly with their housing plans. Please reach out to me at 97432395  for a more in-depth discussion :)

May I have more info on your requirements so as to make better recommendations? Thanks and looking forward to chat more

Warm Regards,

Ivan Ng Realtor
ERA Senior Marketing Director
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Hi Sir/Madam

If you do not have any existing home loans and this will be your first home loan application, in order to meet the maximum Loan-to-Value ratio of 75%, the loan term must be limited until you reach the age of 65, resulting in a loan tenure of 17 years.

If you are looking to purchase a new launch condo, you may have the opportunity to extend the loan tenure during future refinancing.

How many bedrooms are you looking at?
If you have any specific requirements or preferences for your new house, feel free to let me know, and I'll be happy to assist you further.

I will be glad to assist, no agent fee from private property buyer
To check out other project: https://96608508.eraagent.sg/projects
I have current price list, promo of every projects in Singapore and will be glad to advise you

I won't be able to contact you first from PropertyGuru
Appreciate if you can contact me at (65) 9 6 6 0 8 5 0 8
or click here https://bit.ly/WaSilvia to whatsapp me for no obligation discussion
Thank you.

Warmest regards,

Silvia Yang

Senior Marketing Director
ERA Realty Network Pte Ltd
Mobile: (65) 9 6 6 0 8 5 0 8
Email: Silviayang8@gmail.com Read More
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Robbie Chen Chee Howe
Hi,

Yes, you're right. You will be able to take up to 75% loan till the age of 65. If you wish to stretch your loan tenure beyond age 65, your LTV will be reduced.

I am experienced and well-versed in both HDB and private transactions. I will be able to assist you in your property plans. Please get in touch with me for a more in-depth discussion.

Should you need require further assistance in matters relating to property, please contact me at my mobile +65 97 48 63 05. I will be happy to assess and share with you the possibilities for you in the current market.

Thank you.

Best regards,
Robbie Chen
+65 97 48 63 05
PropNex Realty Read More
1
Good day to you,

Bank can only facilitate housing loan to the mortgagee up to 65 years of age. In your case specifically, it would be 17 years loan period.

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ERA Read More
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