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Hi,

I am 35 years old, target to buy a hdb flat at 500K, earning about 3.8K per month. My CPF is 180k. I am not eligible for hdb loan and housing grant.

I have got a IPA from a local bank that said I can only borrow 254k for 25 years. I am looking to borrow 300k for 25 years as that will be enough to get the flat that I want. The initial payment is 5% cash.

Anyone has advice?
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1 Answer

Afternoon,

You might want to try to approach other banks for the credit assessment. I might also be able to recommend some of my bankers to you too.

Regards
Mike Lim
 96929209 
m52i@yahoo.com
ERA Read More
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